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North Carolina General Statutes
Chapter 58: Insurance.

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Article 1 - Title and Definitions. [RTF] [PDF]
G.S. 58-1-1 58-1-1. Title of the Chapter.[RTF] [PDF]
G.S. 58-1-5 58-1-5. Definitions.[RTF] [PDF]
G.S. 58-1-10 58-1-10. Contract of insurance.[RTF] [PDF]
G.S. 58-1-15 58-1-15. Warranties by manufacturers, distributors, or sellers of goods or services.[RTF] [PDF]
G.S. 58-1-20 58-1-20. Real property warranties.[RTF] [PDF]
G.S. 58-1-25 58-1-25: Recodified as G.S. 66-370 by Session Laws 2007-95, ss. 2-5, effective October 1, 2007.[RTF] [PDF]
G.S. 58-1-30 58-1-30: Recodified as G.S. 66-371 by Session Laws 2007-95, ss. 2-5, effective October 1, 2007.[RTF] [PDF]
G.S. 58-1-35 58-1-35: Recodified as G.S. 66-372 by Session Laws 2007-95, ss. 2-5, effective October 1, 2007.[RTF] [PDF]
G.S. 58-1-36 58-1-36: Recodified as G.S. 66-373 by Session Laws 2007-95, ss. 2-5, effective October 1, 2007.[RTF] [PDF]
G.S. 58-1-40 58-1-40: Repealed by Session Laws 1993 (Reg. Sess., 1994), c. 730, s. 3.[RTF] [PDF]
G.S. 58-1-42 58-1-42: Recodified as G.S. 66-374 by Session Laws 2007-95, s. 6, effective October 1, 2007.[RTF] [PDF]
G.S. 58-1-44, 58-1-50 58-1-43, 58-1-50: Repealed by Session Laws 1993 (Reg. Sess., 1994), c. 730, s. 3.[RTF] [PDF]
Article 2 - Commissioner of Insurance. [RTF] [PDF]
G.S. 58-2-1 58-2-1. Department established.[RTF] [PDF]
G.S. 58-2-5 58-2-5. Commissioner's election and term of office.[RTF] [PDF]
G.S. 58-2-10 58-2-10. Salary of Commissioner.[RTF] [PDF]
G.S. 58-2-15 58-2-15. Chief deputy commissioner.[RTF] [PDF]
G.S. 58-2-20 58-2-20. Chief actuary.[RTF] [PDF]
G.S. 58-2-25 58-2-25. Other deputies, actuaries, examiners and employees.[RTF] [PDF]
G.S. 58-2-30 58-2-30. Appointments of committees or councils.[RTF] [PDF]
G.S. 58-2-31 58-2-31. Seniors' Health Insurance Information Program.[RTF] [PDF]
G.S. 58-2-35 58-2-35. Seal of Department.[RTF] [PDF]
G.S. 58-2-40 58-2-40. Powers and duties of Commissioner.[RTF] [PDF]
G.S. 58-2-45 58-2-45. Orders of Commissioner; when writing required.[RTF] [PDF]
G.S. 58-2-46 58-2-46. State of disaster automatic stay of proof of loss requirements; premium and debt deferrals; loss adjustments for separate windstorm policies.[RTF] [PDF]
G.S. 58-2-47 58-2-47. Incident affecting operations of the Department; stay of deadlines and deemer provisions.[RTF] [PDF]
G.S. 58-2-50 58-2-50. Examinations, hearings, and investigations.[RTF] [PDF]
G.S. 58-2-52 58-2-52. Appeals and rate-making hearings before the Commissioner.[RTF] [PDF]
G.S. 58-2-53 58-2-53. Filing approvals and disapprovals; clarification of law.[RTF] [PDF]
G.S. 58-2-55 58-2-55. Designated hearing officers.[RTF] [PDF]
G.S. 58-2-60 58-2-60. Restraining orders; criminal convictions.[RTF] [PDF]
G.S. 58-2-65 58-2-65. License surrenders.[RTF] [PDF]
G.S. 58-2-69 58-2-69. Notification of criminal convictions and changes of address; service of notice; contracts for online services, administrative services, or regulatory data systems.[RTF] [PDF]
G.S. 58-2-70 58-2-70. Civil penalties or restitution for violations; administrative procedure.[RTF] [PDF]
G.S. 58-2-75 58-2-75. Court review of orders and decisions.[RTF] [PDF]
G.S. 58-2-80 58-2-80. Court review of rates and classification.[RTF] [PDF]
G.S. 58-2-85 58-2-85. Procedure on appeal under 58-2-80.[RTF] [PDF]
G.S. 58-2-90 58-2-90. Extent of review under 58-2-80.[RTF] [PDF]
G.S. 58-2-95 58-2-95. Commissioner to supervise local inspectors.[RTF] [PDF]
G.S. 58-2-100 58-2-100. Office of Commissioner a public office; records, etc., subject to inspection.[RTF] [PDF]
G.S. 58-2-105 58-2-105. Confidentiality of medical and credentialing records.[RTF] [PDF]
G.S. 58-2-110 58-2-110. Original documents and certified copies as evidence.[RTF] [PDF]
G.S. 58-2-115 58-2-115. Admissibility of certificate as evidence of agent's authority.[RTF] [PDF]
G.S. 58-2-120 58-2-120. Reports of Commissioner to the Governor and General Assembly.[RTF] [PDF]
G.S. 58-2-125 58-2-125. Authority over all insurance companies; no exemptions from license.[RTF] [PDF]
G.S. 58-2-128 58-2-128. Interagency consultation.[RTF] [PDF]
G.S. 58-2-130 58-2-130: Repealed by Session Laws 1991, c. 681, s. 3.[RTF] [PDF]
G.S. 58-2-131 58-2-131. Examinations to be made; authority, scope, scheduling, and conduct of examinations.[RTF] [PDF]
G.S. 58-2-132 58-2-132. Examination reports.[RTF] [PDF]
G.S. 58-2-133 58-2-133. Conflict of interest; cost of examinations; immunity from liability.[RTF] [PDF]
G.S. 58-2-134 58-2-134. Cost of certain examinations.[RTF] [PDF]
G.S. 58-2-135 58-2-135: Repealed by Session Laws 1991, c. 681, s. 3.[RTF] [PDF]
G.S. 58-2-136 58-2-136. Insurer records sent to Department for examination; expenses.[RTF] [PDF]
G.S. 58-2-140 58-2-140: Repealed by Session Laws 1991, c. 681, s. 3.[RTF] [PDF]
G.S. 58-2-145 58-2-145: Repealed by Session Laws 1997-362, s. 7.[RTF] [PDF]
G.S. 58-2-150 58-2-150. Oath required for compliance with law.[RTF] [PDF]
G.S. 58-2-155 58-2-155. Investigation of charges.[RTF] [PDF]
G.S. 58-2-160 58-2-160. Reporting and investigation of insurance and reinsurance fraud and the financial condition of licensees; immunity from liability.[RTF] [PDF]
G.S. 58-2-161 58-2-161. False statement to procure or deny benefit of insurance policy or certificate.[RTF] [PDF]
G.S. 58-2-162 58-2-162. Embezzlement by insurance agents, brokers, or administrators.[RTF] [PDF]
G.S. 58-2-163 58-2-163. Report to Commissioner.[RTF] [PDF]
G.S. 58-2-164 58-2-164. Rate evasion fraud; prevention programs.[RTF] [PDF]
G.S. 58-2-165 58-2-165. Annual, semiannual, monthly, or quarterly statements to be filed with Commissioner.[RTF] [PDF]
G.S. 58-2-170 58-2-170. Annual statements by professional liability insurers; medical malpractice claim reports.[RTF] [PDF]
G.S. 58-2-171 58-2-171. Qualifications of actuaries.[RTF] [PDF]
G.S. 58-2-175 58-2-175: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-2-180 58-2-180. Punishment for making false statement.[RTF] [PDF]
G.S. 58-2-185 58-2-185. Record of business kept by companies and agents; Commissioner may inspect.[RTF] [PDF]
G.S. 58-2-190 58-2-190. Commissioner may require special reports.[RTF] [PDF]
G.S. 58-2-195 58-2-195. Commissioner may require records, reports, etc., for agencies, agents and others.[RTF] [PDF]
G.S. 58-2-200 58-2-200. Books and papers required to be exhibited.[RTF] [PDF]
G.S. 58-2-205 58-2-205. CPA audits of financial statements.[RTF] [PDF]
G.S. 58-2-210 58-2-210. Rules for mortgage insurance consolidations.[RTF] [PDF]
G.S. 58-2-215 58-2-215. Consumer Protection Fund.[RTF] [PDF]
G.S. 58-2-220 58-2-220. Insurance Regulatory Information System and similar program test data not public records.[RTF] [PDF]
G.S. 58-2-225 58-2-225: Repealed by Session Laws 1995, c. 193, s. 8.[RTF] [PDF]
G.S. 58-2-230 58-2-230. Commissioner to share information with Department of Labor.[RTF] [PDF]
G.S. 58-2-235 58-2-235. Expired.[RTF] [PDF]
G.S. 58-2-240 58-2-240. Market conduct analysis, financial analysis, and related information not public record.[RTF] [PDF]
G.S. 58-2-245 58-2-245. Access to employer taxpayer identification numbers contained in public documents.[RTF] [PDF]
G.S. 58-2-250 58-2-250. Electronic filings.[RTF] [PDF]
G.S. 58-2-255 58-2-255. Electronic insurance communications and records.[RTF] [PDF]
Article 3 - General Regulations for Insurance. [RTF] [PDF]
G.S. 58-3-1 58-3-1. State law governs insurance contracts.[RTF] [PDF]
G.S. 58-3-5 58-3-5. No insurance contracts except under Articles 1 through 64 of this Chapter.[RTF] [PDF]
G.S. 58-3-6 58-3-6. Charitable gift annuities.[RTF] [PDF]
G.S. 58-3-10 58-3-10. Statements in application not warranties.[RTF] [PDF]
G.S. 58-3-15 58-3-15. Additional or coinsurance clause.[RTF] [PDF]
G.S. 58-3-20 58-3-20. Group plans other than life, annuity or accident and health.[RTF] [PDF]
G.S. 58-3-25 58-3-25. Discriminatory practices prohibited.[RTF] [PDF]
G.S. 58-3-30 58-3-30. Meaning of terms "accident", "accidental injury", and "accidental means".[RTF] [PDF]
G.S. 58-3-33 58-3-33. Insurer conditionally required to provide information.[RTF] [PDF]
G.S. 58-3-35 58-3-35. Stipulations as to jurisdiction and limitation of actions.[RTF] [PDF]
G.S. 58-3-40 58-3-40. Proof of loss forms required to be furnished.[RTF] [PDF]
G.S. 58-3-45 58-3-45. Insurance as security for a loan by the company.[RTF] [PDF]
G.S. 58-3-50 58-3-50. Companies must do business in own name; emblems, insignias, etc.[RTF] [PDF]
G.S. 58-3-55 58-3-55. Must not pay death benefits in services.[RTF] [PDF]
G.S. 58-3-60 58-3-60. Publication of assets and liabilities; penalty for failure.[RTF] [PDF]
G.S. 58-3-65 58-3-65. Publication of financial information.[RTF] [PDF]
G.S. 58-3-70 58-3-70: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-3-71 58-3-71. Unearned premium reserves.[RTF] [PDF]
G.S. 58-3-72 58-3-72. Premium deficiency reserves.[RTF] [PDF]
G.S. 58-3-75 58-3-75. Loss and loss expense reserves of fire and marine insurance companies.[RTF] [PDF]
G.S. 58-3-80 58-3-80: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-3-81 58-3-81. Loss and loss expense reserves of casualty insurance and surety companies.[RTF] [PDF]
G.S. 58-3-85 58-3-85. Corporation or association maintaining office in State required to qualify and secure license.[RTF] [PDF]
G.S. 58-3-90 58-3-90: Repealed by Session Laws 2001-223, s. 2.1.[RTF] [PDF]
G.S. 58-3-95 58-3-95: Repealed by Session Laws 1991, c. 720, s. 71.[RTF] [PDF]
G.S. 58-3-100 58-3-100. Insurance company licensing provisions.[RTF] [PDF]
G.S. 58-3-102 58-3-102. Request for determination of coverage for transplants under health benefit payment mechanisms; required response time; penalties.[RTF] [PDF]
G.S. 58-3-105 58-3-105. Limitation of risk.[RTF] [PDF]
G.S. 58-3-110 58-3-110. Limitation of liability assumed.[RTF] [PDF]
G.S. 58-3-115 58-3-115. Twisting with respect to insurance policies; penalties.[RTF] [PDF]
G.S. 58-3-120 58-3-120. Discrimination forbidden.[RTF] [PDF]
G.S. 58-3-121 58-3-121. Discrimination against coverage of certain bones and joints prohibited.[RTF] [PDF]
G.S. 58-3-122 58-3-122. Anesthesia and hospital charges necessary for safe and effective administration of dental procedures for young children, persons with serious mental or physical conditions, and persons with significant behavioral problems; coverage in health benefit plans.[RTF] [PDF]
G.S. 58-3-125 58-3-125. Repealed by Session Laws 1999-132, s. 1.1.[RTF] [PDF]
G.S. 58-3-130 58-3-130. Agent, adjuster, etc., acting without a license or violating insurance law.[RTF] [PDF]
G.S. 58-3-135 58-3-135. Certain insurance activities by lenders with customers prohibited.[RTF] [PDF]
G.S. 58-3-140 58-3-140. Temporary contracts of insurance permitted.[RTF] [PDF]
G.S. 58-3-145 58-3-145. Solicitation, negotiation or payment of premiums on insurance policies.[RTF] [PDF]
G.S. 58-3-147 58-3-147. Credit card guaranty or collateral prohibited.[RTF] [PDF]
G.S. 58-3-150 58-3-150. Forms to be approved by Commissioner.[RTF] [PDF]
G.S. 58-3-151 58-3-151. Deemer provisions.[RTF] [PDF]
G.S. 58-3-152 58-3-152. Excess liability policies; uninsured and underinsured motorist coverages.[RTF] [PDF]
G.S. 58-3-155 58-3-155. Business transacted with insurer-controlled brokers.[RTF] [PDF]
G.S. 58-3-160 58-3-160. Sale of company or major reorganization; license to be restricted.[RTF] [PDF]
G.S. 58-3-165 58-3-165. Business transacted with producer-controlled property or casualty insurers.[RTF] [PDF]
G.S. 58-3-167 58-3-167. Applicability of acts of the General Assembly to health benefit plans.[RTF] [PDF]
G.S. 58-3-168 58-3-168. Coverage for postmastectomy inpatient care.[RTF] [PDF]
G.S. 58-3-169 58-3-169. Required coverage for minimum hospital stay following birth.[RTF] [PDF]
G.S. 58-3-170 58-3-170. Requirements for maternity coverage.[RTF] [PDF]
G.S. 58-3-171 58-3-171. Uniform claim forms.[RTF] [PDF]
G.S. 58-3-172 58-3-172. Notice of claim denied.[RTF] [PDF]
G.S. 58-3-173 58-3-173: Repealed by Session Laws 1997-259, s. 24.[RTF] [PDF]
G.S. 58-3-174 58-3-174. Coverage for bone mass measurement for diagnosis and evaluation of osteoporosis or low bone mass.[RTF] [PDF]
G.S. 58-3-175 58-3-175. Direct payment to government agencies.[RTF] [PDF]
G.S. 58-3-176 58-3-176. Treatment discussions not limited.[RTF] [PDF]
G.S. 58-3-177 58-3-177. Uniform prescription drug identification cards.[RTF] [PDF]
G.S. 58-3-178 58-3-178. Coverage for prescription contraceptive drugs or devices and for outpatient contraceptive services; exemption for religious employers.[RTF] [PDF]
G.S. 58-3-179 58-3-179. Coverage for colorectal cancer screening.[RTF] [PDF]
G.S. 58-3-180 58-3-180. Motor vehicle repairs; selection by claimant.[RTF] [PDF]
G.S. 58-3-185 58-3-185. Lien created for payment of past-due child support obligations.[RTF] [PDF]
G.S. 58-3-190 58-3-190. Coverage required for emergency care.[RTF] [PDF]
G.S. 58-3-191 58-3-191. Managed care reporting and disclosure requirements.[RTF] [PDF]
G.S. 58-3-200 58-3-200. Miscellaneous insurance and managed care coverage and network provisions.[RTF] [PDF]
G.S. 58-3-215 58-3-215. Genetic information in health insurance.[RTF] [PDF]
G.S. 58-3-220 58-3-220. Mental illness benefits coverage.[RTF] [PDF]
G.S. 58-3-221 58-3-221. Access to nonformulary and restricted access prescription drugs.[RTF] [PDF]
G.S. 58-3-223 58-3-223. Managed care access to specialist care.[RTF] [PDF]
G.S. 58-3-225 58-3-225. Prompt claim payments under health benefit plans.[RTF] [PDF]
G.S. 58-3-227§ 58-3-227. Health plans fee schedules.[RTF] [PDF]
G.S. 58-3-228 58-3-228. Coverage for extra prescriptions during a state of emergency or disaster.[RTF] [PDF]
G.S. 58-3-230 58-3-230. Uniform provider credentialing.[RTF] [PDF]
G.S. 58-3-231 58-3-231. Payment under locum tenens arrangements.[RTF] [PDF]
G.S. 58-3-235 58-3-235. Selection of specialist as primary care provider.[RTF] [PDF]
G.S. 58-3-240 58-3-240. Direct access to pediatrician for minors.[RTF] [PDF]
G.S. 58-3-245 58-3-245. Provider directories; cost tools for insured.[RTF] [PDF]
G.S. 58-3-247 58-3-247. Insurance identification card.[RTF] [PDF]
G.S. 58-3-250 58-3-250. Payment obligations for covered services.[RTF] [PDF]
G.S. 58-3-255 58-3-255. Coverage of clinical trials.[RTF] [PDF]
G.S. 58-3-260 58-3-260. Insurance coverage for newborn hearing screening mandated.[RTF] [PDF]
G.S. 58-3-265 58-3-265. Prohibition on managed care provider incentives.[RTF] [PDF]
G.S. 58-3-270 58-3-270. Coverage for surveillance tests for women at risk for ovarian cancer.[RTF] [PDF]
G.S. 58-3-275 58-3-275. Closure of a block of business.[RTF] [PDF]
G.S. 58-3-276 58-3-276: Repealed by Session Laws 2013-410, s. 28.5(e), effective August 23, 2013.[RTF] [PDF]
G.S. 58-3-280 58-3-280. Coverage for the diagnosis and treatment of lymphedema.[RTF] [PDF]
G.S. 58-3-285 58-3-285. Coverage for hearing aids.[RTF] [PDF]
G.S. 58-3-290 58-3-290. Nondependent child coverage defined; open enrollment.[RTF] [PDF]
G.S. 58-3-295 58-3-295: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-3-300 58-3-300. Health insurance issuers subject to certain requirements of federal law.[RTF] [PDF]
Article 4 - NAIC Filing Requirements. [RTF] [PDF]
G.S. 58-4-1 58-4-1. Scope.[RTF] [PDF]
G.S. 58-4-5 58-4-5. Filing requirements.[RTF] [PDF]
G.S. 58-4-10 58-4-10. Immunity.[RTF] [PDF]
G.S. 58-4-15 58-4-15. Revocation or suspension of license.[RTF] [PDF]
G.S. 58-4-20 58-4-20: Recodified as 58-2-220 pursuant to Session Laws 1989 (Regular Session, 1990), c. 0121, s. 7.[RTF] [PDF]
G.S. 58-4-25 58-4-25. Insurance Regulatory Information System and similar program test data records.[RTF] [PDF]
Article 5 - Deposits and Bonds by Insurance Companies. [RTF] [PDF]
G.S. 58-5-1 58-5-1. Deposits; use of master trust.[RTF] [PDF]
G.S. 58-5-5 58-5-5. Amount of deposits required of foreign or alien fire and/or marine insurance companies.[RTF] [PDF]
G.S. 58-5-10 58-5-10. Amount of deposits required of foreign or alien fidelity, surety and casualty insurance companies.[RTF] [PDF]
G.S. 58-5-15 58-5-15. Minimum deposit required upon admission.[RTF] [PDF]
G.S. 58-5-20 58-5-20. Type of deposits.[RTF] [PDF]
G.S. 58-5-25 58-5-25. Replacements upon depreciation of securities.[RTF] [PDF]
G.S. 58-5-30 58-5-30. Power of attorney.[RTF] [PDF]
G.S. 58-5-35 58-5-35. Securities held by Treasurer; faith of State pledged therefor; nontaxable.[RTF] [PDF]
G.S. 58-5-40 58-5-40. Authority to increase deposit.[RTF] [PDF]
G.S. 58-5-45 58-5-45: Repealed by Session Laws 1991, c. 681, s. 21.[RTF] [PDF]
G.S. 58-5-50 58-5-50. Deposits of foreign life insurance companies.[RTF] [PDF]
G.S. 58-5-55 58-5-55. Deposits of capital and surplus by domestic insurance companies.[RTF] [PDF]
G.S. 58-5-60 58-5-60: Repealed by Session Laws 1995, c. 193, s. 8.[RTF] [PDF]
G.S. 58-5-63 58-5-63. Interest; liquidation of deposits for liabilities.[RTF] [PDF]
G.S. 58-5-65 58-5-65: Repealed by Session Laws 1995, c. 193, s. 8.[RTF] [PDF]
G.S. 58-5-70 58-5-70. Lien of policyholders; action to enforce.[RTF] [PDF]
G.S. 58-5-71 58-5-71. Liens of policyholders; subordination.[RTF] [PDF]
G.S. 58-5-75 58-5-75. Substitution for securities paid.[RTF] [PDF]
G.S. 58-5-80 58-5-80. Return of deposits.[RTF] [PDF]
G.S. 58-5-85 58-5-85: Repealed by Session Laws 1991, c. 681, s. 21.[RTF] [PDF]
G.S. 58-5-90 58-5-90. Deposits held in trust by Commissioner or Treasurer.[RTF] [PDF]
G.S. 58-5-95 58-5-95. Deposits subject to approval and control of Commissioner.[RTF] [PDF]
G.S. 58-5-100 58-5-100. Deposits by alien companies required and regulated.[RTF] [PDF]
G.S. 58-5-105 58-5-105. Deposits by life companies not chartered in United States.[RTF] [PDF]
G.S. 58-5-110 58-5-110. Registration of bonds deposited in name of Treasurer or Commissioner.[RTF] [PDF]
G.S. 58-5-115 58-5-115. Notation of registration; release.[RTF] [PDF]
G.S. 58-5-120 58-5-120. Expenses of registration.[RTF] [PDF]
G.S. 58-5-125 58-5-125: Repealed by Session Laws 1991, c. 681, s. 21.[RTF] [PDF]
Article 6 - License Fees and Taxes. [RTF] [PDF]
G.S. 58-6-1 58-6-1. Commissioner to report taxes and fees and pay monthly.[RTF] [PDF]
G.S. 58-6-5 58-6-5. Schedule of fees and charges.[RTF] [PDF]
G.S. 58-6-7 58-6-7. Licenses; perpetual licensing; annual license continuation fees for insurance companies.[RTF] [PDF]
G.S. 58-6-10 58-6-10. Repealed by Session Laws 1999-132, s 1.1.[RTF] [PDF]
G.S. 58-6-15 58-6-15. Annual license continuation fee definition; requirements.[RTF] [PDF]
G.S. 58-6-20 58-6-20. Policyholders to furnish information.[RTF] [PDF]
G.S. 58-6-25 58-6-25. Insurance regulatory charge.[RTF] [PDF]
Article 7 - General Domestic Companies. [RTF] [PDF]
G.S. 58-7-1 58-7-1. Application of this Chapter and general laws.[RTF] [PDF]
G.S. 58-7-5 58-7-5. Extension of existing charters.[RTF] [PDF]
G.S. 58-7-10 58-7-10. Certificate required before issuing policies.[RTF] [PDF]
G.S. 58-7-15 58-7-15. Kinds of insurance authorized.[RTF] [PDF]
G.S. 58-7-16 58-7-16. Funding agreements authorized.[RTF] [PDF]
G.S. 58-7-20 58-7-20: Repealed by Session Laws 1991, c. 681, s. 23.[RTF] [PDF]
G.S. 58-7-21 58-7-21. Credit allowed a domestic ceding insurer.[RTF] [PDF]
G.S. 58-7-25 58-7-25: Repealed by Session Laws 1991, c. 681, s. 23.[RTF] [PDF]
G.S. 58-7-26 58-7-26. Asset or reduction from liability for reinsurance ceded by a domestic insurer to an assuming insurer not meeting the requirements of G.S. 58-7-21.[RTF] [PDF]
G.S. 58-7-30 58-7-30. Insolvent ceding insurer.[RTF] [PDF]
G.S. 58-7-31 58-7-31. Life and health reinsurance agreements.[RTF] [PDF]
G.S. 58-7-32 58-7-32: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-7-33 58-7-33. Minimum policyholders' surplus to assume property or casualty reinsurance.[RTF] [PDF]
G.S. 58-7-35 58-7-35. Manner of creating such corporations.[RTF] [PDF]
G.S. 58-7-37 58-7-37. Background of incorporators and proposed management personnel.[RTF] [PDF]
G.S. 58-7-40 58-7-40. First meeting; organization; license.[RTF] [PDF]
G.S. 58-7-45 58-7-45. Bylaws; classification and election of directors; amendments.[RTF] [PDF]
G.S. 58-7-46 58-7-46. Notification to Commissioner for president or chief executive officer changes.[RTF] [PDF]
G.S. 58-7-50 58-7-50. Maintenance and removal of records and assets.[RTF] [PDF]
G.S. 58-7-55 58-7-55. Exceptions to requirements of G.S. 58-7-50.[RTF] [PDF]
G.S. 58-7-60 58-7-60. Approval as a domestic insurer.[RTF] [PDF]
G.S. 58-7-65 58-7-65. Conversion to foreign insurer.[RTF] [PDF]
G.S. 58-7-70 58-7-70. Effects of redomestication.[RTF] [PDF]
G.S. 58-7-73 58-7-73. Dissolutions of insurers.[RTF] [PDF]
G.S. 58-7-75 58-7-75. Amount of capital and/or surplus required; impairment of capital or surplus.[RTF] [PDF]
G.S. 58-7-80 58-7-80. Capital stock fully paid in cash.[RTF] [PDF]
G.S. 58-7-85 through 58-7-90 58-7-85 through 58-7-90: Repealed by Session Laws 1991, c. 681, s. 30.[RTF] [PDF]
G.S. 58-7-95 58-7-95. Establishment of separate accounts by life insurance companies.[RTF] [PDF]
G.S. 58-7-100 58-7-100: Repealed by Session Laws 1991, c. 681, s. 30.[RTF] [PDF]
G.S. 58-7-105 58-7-105. Authority to increase or reduce capital stock.[RTF] [PDF]
G.S. 58-7-110 58-7-110. Assessment of shares; revocation of license.[RTF] [PDF]
G.S. 58-7-115 58-7-115. Increase of capital stock.[RTF] [PDF]
G.S. 58-7-120 58-7-120. Reduction of capital stock.[RTF] [PDF]
G.S. 58-7-125 58-7-125. Dividends not payable when capital stock impaired; liability of stockholders for unlawful dividends.[RTF] [PDF]
G.S. 58-7-130 58-7-130. Dividends and distributions to stockholders.[RTF] [PDF]
G.S. 58-7-135 58-7-135: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-7-140 58-7-140. Certain officers debarred from commissions.[RTF] [PDF]
G.S. 58-7-145 58-7-145. Restrictions on purchase and sale of equity securities of domestic companies.[RTF] [PDF]
G.S. 58-7-150 58-7-150. Consolidation.[RTF] [PDF]
G.S. 58-7-155 58-7-155: Repealed by Session Laws 2005-424, s. 1.3, effective January 1, 2006, and applicable to applications filed, licenses issued, and licenses continued on or after that date.[RTF] [PDF]
G.S. 58-7-160 58-7-160. Investments unlawfully acquired.[RTF] [PDF]
G.S. 58-7-162 58-7-162. Allowable or admitted assets.[RTF] [PDF]
G.S. 58-7-163 58-7-163. Assets not allowed.[RTF] [PDF]
G.S. 58-7-165 58-7-165. Eligible investments.[RTF] [PDF]
G.S. 58-7-167 58-7-167. General qualifications.[RTF] [PDF]
G.S. 58-7-168 58-7-168. Authorization of investment.[RTF] [PDF]
G.S. 58-7-170 58-7-170. Diversification.[RTF] [PDF]
G.S. 58-7-172 58-7-172. Cash and deposits.[RTF] [PDF]
G.S. 58-7-173 58-7-173. Permitted insurer investments.[RTF] [PDF]
G.S. 58-7-175 58-7-175. Policy loans.[RTF] [PDF]
G.S. 58-7-177 58-7-177: Repealed by Session Laws 2001-223, s. 8.9.[RTF] [PDF]
G.S. 58-7-178 58-7-178. Foreign or territorial investments.[RTF] [PDF]
G.S. 58-7-179 58-7-179. Mortgage loans.[RTF] [PDF]
G.S. 58-7-180 58-7-180. Chattel mortgages.[RTF] [PDF]
G.S. 58-7-182 58-7-182. Special investments by title insurers.[RTF] [PDF]
G.S. 58-7-183 58-7-183. Special consent investments.[RTF] [PDF]
G.S. 58-7-185 58-7-185. Prohibited investments and investment underwriting.[RTF] [PDF]
G.S. 58-7-187 58-7-187. Real estate, in general.[RTF] [PDF]
G.S. 58-7-188 58-7-188. Time limit for disposal of ineligible property and securities; effect of failure to dispose.[RTF] [PDF]
G.S. 58-7-190 58-7-190: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-7-192 58-7-192. Valuation of securities and investments.[RTF] [PDF]
G.S. 58-7-193 58-7-193. Valuation of property.[RTF] [PDF]
G.S. 58-7-195 58-7-195: Repealed by Session Laws 2003-212, s. 10, effective October 1, 2003.[RTF] [PDF]
G.S. 58-7-197 58-7-197. Replacing certain assets; reporting certain liabilities.[RTF] [PDF]
G.S. 58-7-198 58-7-198. Assets of foreign or alien insurers.[RTF] [PDF]
G.S. 58-7-200 58-7-200. Investment transactions.[RTF] [PDF]
G.S. 58-7-205 58-7-205. Derivative transactions.[RTF] [PDF]
Article 8 - Mutual Insurance Companies. [RTF] [PDF]
G.S. 58-8-1 58-8-1. Mutual insurance companies organized; requisites for doing business.[RTF] [PDF]
G.S. 58-8-5 58-8-5. Manner of amending charter.[RTF] [PDF]
G.S. 58-8-10 58-8-10. Policyholders are members of mutual companies.[RTF] [PDF]
G.S. 58-8-15 58-8-15. Directors in mutual companies.[RTF] [PDF]
G.S. 58-8-20 58-8-20. Mutual companies with a guaranty capital.[RTF] [PDF]
G.S. 58-8-25 58-8-25. Dividends to policyholders.[RTF] [PDF]
G.S. 58-8-30 58-8-30. Contingent liability of policyholders.[RTF] [PDF]
G.S. 58-8-35 58-8-35. Contingent liability printed on policy.[RTF] [PDF]
G.S. 58-8-36 58-8-36. Administrative fees.[RTF] [PDF]
G.S. 58-8-40 58-8-40. Nonassessable policies; foreign or alien companies.[RTF] [PDF]
G.S. 58-8-45 58-8-45. Waiver of forfeiture in policies assigned or pledged; notice of assignment; payment of assessment or premium by assignee or mortgagee.[RTF] [PDF]
G.S. 58-8-50 58-8-50. Guaranty against assessments prohibited.[RTF] [PDF]
G.S. 58-8-55 58-8-55. Manner of making assessments; rights and liabilities of policyholders.[RTF] [PDF]
G.S. 58-8-60 58-8-60. Independent charters for members of the Farmers Mutual Fire Insurance Association of North Carolina.[RTF] [PDF]
Article 9 - Reinsurance Intermediaries. [RTF] [PDF]
G.S. 58-9-1 58-9-1: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-9-2 58-9-2. Reinsurance intermediaries.[RTF] [PDF]
G.S. 58-9-5 58-9-5: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-9-6 58-9-6. Licensing.[RTF] [PDF]
G.S. 58-9-10 58-9-10: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-9-11 58-9-11. Broker and insurer transactions.[RTF] [PDF]
G.S. 58-9-15 58-9-15: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-9-16 58-9-16. Manager and reinsurer transactions.[RTF] [PDF]
G.S. 58-9-20 58-9-20: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-9-21 58-9-21. Miscellaneous provisions.[RTF] [PDF]
G.S. 58-9-22 58-9-22. Compliance with orders.[RTF] [PDF]
G.S. 58-9-25 58-9-25: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-9-26 58-9-26. Sanctions.[RTF] [PDF]
G.S. 58-9-30 58-9-30: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
Article 10 - Miscellaneous Insurer Financial Provisions. [RTF] [PDF]
G.S. 58-10-1 58-10-1. Stock to mutual insurer conversion.[RTF] [PDF]
G.S. 58-10-5 58-10-5. Stock acquired to be turned over to voting trust until all stock acquired; dividends repaid to corporation for beneficiaries.[RTF] [PDF]
G.S. 58-10-10 58-10-10. Mutual to stock insurer conversion.[RTF] [PDF]
G.S. 58-10-12 58-10-12. Conversion plan requirements.[RTF] [PDF]
G.S. 58-10-20 58-10-20. Scope.[RTF] [PDF]
G.S. 58-10-25 58-10-25. Definitions.[RTF] [PDF]
G.S. 58-10-30 58-10-30. Notice requirements.[RTF] [PDF]
G.S. 58-10-35 58-10-35. Policyholder rights.[RTF] [PDF]
G.S. 58-10-40 58-10-40. Effect of consent.[RTF] [PDF]
G.S. 58-10-45 58-10-45. Commissioner's discretion.[RTF] [PDF]
G.S. 58-10-55 58-10-55. Report.[RTF] [PDF]
G.S. 58-10-60 58-10-60. Acquisitions and dispositions of assets.[RTF] [PDF]
G.S. 58-10-65 58-10-65. Nonrenewals, cancellations, or revisions of ceded reinsurance agreements.[RTF] [PDF]
G.S. 58-10-75 58-10-75. Purpose and legislative intent.[RTF] [PDF]
G.S. 58-10-80 58-10-80. Definitions.[RTF] [PDF]
G.S. 58-10-85 58-10-85. Establishment of protected cells.[RTF] [PDF]
G.S. 58-10-90 58-10-90. Use and operation of protected cells.[RTF] [PDF]
G.S. 58-10-95 58-10-95. Reach of creditors and other claimants.[RTF] [PDF]
G.S. 58-10-100 58-10-100. Conservation, rehabilitation, or liquidation of protected cell companies.[RTF] [PDF]
G.S. 58-10-105 58-10-105. No transaction of an insurance business.[RTF] [PDF]
G.S. 58-10-110 58-10-110. Authority to adopt rules.[RTF] [PDF]
G.S. 58-10-120 58-10-120. Definitions.[RTF] [PDF]
G.S. 58-10-125 58-10-125. Policyholders position and capital and surplus requirements.[RTF] [PDF]
G.S. 58-10-130 58-10-130. Unearned premium reserve.[RTF] [PDF]
G.S. 58-10-135 58-10-135. Contingency reserve for mortgage guaranty insurers.[RTF] [PDF]
G.S. 58-10-140 58-10-140. Report of policyholder's position.[RTF] [PDF]
G.S. 58-10-145 58-10-145. Monoline requirement for mortgage guaranty insurers.[RTF] [PDF]
G.S. 58-10-150 58-10-150. Statement of actuarial opinion.[RTF] [PDF]
G.S. 58-10-155 58-10-155. Actuarial opinion summary.[RTF] [PDF]
G.S. 58-10-160 58-10-160. Actuarial report and work papers.[RTF] [PDF]
G.S. 58-10-165 58-10-165. Monetary penalties for failure to provide documents.[RTF] [PDF]
G.S. 58-10-170 58-10-170. Qualified immunity of appointed actuary.[RTF] [PDF]
G.S. 58-10-175 58-10-175. Confidentiality.[RTF] [PDF]
G.S. 58-10-185 58-10-185. Purpose and scope.[RTF] [PDF]
G.S. 58-10-190 58-10-190. Definitions.[RTF] [PDF]
G.S. 58-10-195 58-10-195. General requirements related to filing and extensions for filing of annual audited financial reports and audit committee appointment.[RTF] [PDF]
G.S. 58-10-200 58-10-200. Contents of annual audited financial report.[RTF] [PDF]
G.S. 58-10-205 58-10-205. Designation of independent certified public accountant.[RTF] [PDF]
G.S. 58-10-210 58-10-210. Qualifications of independent certified public accountant.[RTF] [PDF]
G.S. 58-10-215 58-10-215. Consolidated or combined audits.[RTF] [PDF]
G.S. 58-10-220 58-10-220. Scope of audit and report of independent certified public accountant.[RTF] [PDF]
G.S. 58-10-225 58-10-225. Notification of adverse financial condition.[RTF] [PDF]
G.S. 58-10-230 58-10-230. Communication of internal control related matters noted in an audit.[RTF] [PDF]
G.S. 58-10-235 58-10-235. Accountant's letter of qualifications.[RTF] [PDF]
G.S. 58-10-240 58-10-240. Definition, availability, and maintenance of independent certified public accountants' work papers.[RTF] [PDF]
G.S. 58-10-245 58-10-245. Requirements for audit committees.[RTF] [PDF]
G.S. 58-10-250 58-10-250. Conduct of insurer in connection with the preparation of required reports and documents.[RTF] [PDF]
G.S. 58-10-255 58-10-255. Management's report of internal control over financial reporting.[RTF] [PDF]
G.S. 58-10-260 58-10-260. Exemptions and effective dates.[RTF] [PDF]
G.S. 58-10-265 58-10-265. Canadian and British companies.[RTF] [PDF]
G.S. 58-10-275 58-10-275. Definitions.[RTF] [PDF]
G.S. 58-10-280 58-10-280. General provisions.[RTF] [PDF]
G.S. 58-10-285 58-10-285. Application; contents; process.[RTF] [PDF]
G.S. 58-10-290 58-10-290. Plan of reorganization.[RTF] [PDF]
G.S. 58-10-295 58-10-295. Powers of the Commissioner.[RTF] [PDF]
G.S. 58-10-300 58-10-300. Special financial requirements.[RTF] [PDF]
G.S. 58-10-305 58-10-305. Reorganization of domestic mutual insurer with mutual insurance holding company.[RTF] [PDF]
G.S. 58-10-310 58-10-310. Mergers of mutual insurance holding companies.[RTF] [PDF]
G.S. 58-10-315 58-10-315. Stock offerings.[RTF] [PDF]
G.S. 58-10-320 58-10-320. Regulation of holding company system.[RTF] [PDF]
G.S. 58-10-325 58-10-325. Reporting of stock ownership and transactions.[RTF] [PDF]
G.S. 58-10-335 58-10-335. Purpose.[RTF] [PDF]
G.S. 58-10-340 58-10-340. Definitions.[RTF] [PDF]
G.S. 58-10-345 58-10-345. Licensing; authority; confidentiality.[RTF] [PDF]
G.S. 58-10-350 58-10-350. Commissioner use of consultants and other professionals.[RTF] [PDF]
G.S. 58-10-355 58-10-355. Organizational examination.[RTF] [PDF]
G.S. 58-10-360 58-10-360. Designation of captive manager.[RTF] [PDF]
G.S. 58-10-365 58-10-365. Names of companies.[RTF] [PDF]
G.S. 58-10-370 58-10-370. Capital and surplus requirements.[RTF] [PDF]
G.S. 58-10-375 58-10-375. Dividends and distributions.[RTF] [PDF]
G.S. 58-10-380 58-10-380. Formation of captive insurance companies.[RTF] [PDF]
G.S. 58-10-385 58-10-385. Directors.[RTF] [PDF]
G.S. 58-10-390 58-10-390. Conflict of interest.[RTF] [PDF]
G.S. 58-10-395 58-10-395. Change of business.[RTF] [PDF]
G.S. 58-10-400 58-10-400. Insurance manager and intermediaries.[RTF] [PDF]
G.S. 58-10-405 58-10-405. Annual reports.[RTF] [PDF]
G.S. 58-10-410 58-10-410: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-10-415 58-10-415. Annual audit and actuarial certification.[RTF] [PDF]
G.S. 58-10-420 58-10-420. Independent certified public accountants.[RTF] [PDF]
G.S. 58-10-425 58-10-425. Deposit requirement.[RTF] [PDF]
G.S. 58-10-430 58-10-430. Examinations.[RTF] [PDF]
G.S. 58-10-435 58-10-435. License suspension or revocation.[RTF] [PDF]
G.S. 58-10-440 58-10-440. Investment requirements.[RTF] [PDF]
G.S. 58-10-445 58-10-445. Reinsurance.[RTF] [PDF]
G.S. 58-10-450 58-10-450. Membership in rating organizations; exemption from compulsory associations.[RTF] [PDF]
G.S. 58-10-455 58-10-455. Taxation.[RTF] [PDF]
G.S. 58-10-460 58-10-460. Adoption and amendment of rules by Commissioner.[RTF] [PDF]
G.S. 58-10-465 58-10-465. Applicable provisions.[RTF] [PDF]
G.S. 58-10-470 58-10-470. Establishment of standards regarding risk management.[RTF] [PDF]
G.S. 58-10-475 58-10-475. Supervision; rehabilitation; liquidation.[RTF] [PDF]
G.S. 58-10-480 58-10-480. Authority for expenditure of public funds.[RTF] [PDF]
G.S. 58-10-485 58-10-485. Violations and penalties.[RTF] [PDF]
G.S. 58-10-490 58-10-490: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-10-495 58-10-495. Captive insurance companies reinsuring life insurance policies.[RTF] [PDF]
G.S. 58-10-500 58-10-500. Forming a protected cell captive insurance company.[RTF] [PDF]
G.S. 58-10-505 58-10-505. Additional filing requirements for applicant protected cell captive insurance companies.[RTF] [PDF]
G.S. 58-10-510 58-10-510. Establishment of protected cells.[RTF] [PDF]
G.S. 58-10-515 58-10-515. Participation in a protected cell captive insurance company.[RTF] [PDF]
G.S. 58-10-520 58-10-520. Combining assets of protected cells.[RTF] [PDF]
G.S. 58-10-525 58-10-525. Application of supervision, rehabilitation, and liquidation provisions to protected cell captive insurance companies.[RTF] [PDF]
G.S. 58-10-530 58-10-530. Establishment of branch captive insurance companies.[RTF] [PDF]
G.S. 58-10-535 58-10-535. Security for payment of branch captive insurance company liabilities.[RTF] [PDF]
G.S. 58-10-540 58-10-540. Petition for certificate of authority.[RTF] [PDF]
G.S. 58-10-545 58-10-545. Filing of reports and statements.[RTF] [PDF]
G.S. 58-10-550 58-10-550. Examination of a branch captive insurance company.[RTF] [PDF]
G.S. 58-10-555 58-10-555. Creation of special purpose financial captives.[RTF] [PDF]
G.S. 58-10-560 58-10-560. Controlling provisions when conflict exists; exemptions.[RTF] [PDF]
G.S. 58-10-565 58-10-565. Application requirements.[RTF] [PDF]
G.S. 58-10-570 58-10-570. Organization of an SPFC.[RTF] [PDF]
G.S. 58-10-575 58-10-575. Minimum capital.[RTF] [PDF]
G.S. 58-10-580 58-10-580. Authorized activities.[RTF] [PDF]
G.S. 58-10-585 58-10-585. Establishment of protected cell accounts.[RTF] [PDF]
G.S. 58-10-590 58-10-590. Protected cell accounts.[RTF] [PDF]
G.S. 58-10-595 58-10-595. Issuing securities.[RTF] [PDF]
G.S. 58-10-600 58-10-600. Asset management agreements.[RTF] [PDF]
G.S. 58-10-605 58-10-605. Reinsurance.[RTF] [PDF]
G.S. 58-10-610 58-10-610. No securities considered to be insurance or reinsurance contracts.[RTF] [PDF]
G.S. 58-10-615 58-10-615. Disposition of assets; investment limitations.[RTF] [PDF]
G.S. 58-10-620 58-10-620. Dividends.[RTF] [PDF]
G.S. 58-10-625 58-10-625. Changes in plan of operation; filing of audit and statement of operation; examinations.[RTF] [PDF]
G.S. 58-10-630 58-10-630. Cessation of business.[RTF] [PDF]
G.S. 58-10-635 58-10-635. Supervision, rehabilitation, or liquidation of SPFC.[RTF] [PDF]
G.S. 58-10-650 58-10-650. Other laws applicable to captive insurance companies.[RTF] [PDF]
Article 11 - Assessment Companies. [RTF] [PDF]
G.S. 58-11-1 58-11-1. Copies of charter and bylaws filed.[RTF] [PDF]
G.S. 58-11-5 58-11-5. Contracts must accord with charter and bylaws.[RTF] [PDF]
G.S. 58-11-10 58-11-10. "Assessment plan" printed on application and policy.[RTF] [PDF]
G.S. 58-11-15 58-11-15. Revocation for noncompliance.[RTF] [PDF]
G.S. 58-11-20 58-11-20. Deposits and advance assessments required.[RTF] [PDF]
G.S. 58-11-25 58-11-25. Deposits by foreign assessment companies or orders.[RTF] [PDF]
G.S. 58-11-30 58-11-30. Revocation of license.[RTF] [PDF]
G.S. 58-11-35 58-11-35. Mutual life insurance companies; assessments prohibited.[RTF] [PDF]
Article 12 - Risk-Based Capital Requirements. [RTF] [PDF]
G.S. 58-12-1 58-12-1: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-12-2 58-12-2. Definitions.[RTF] [PDF]
G.S. 58-12-4 58-12-4. Finding; endorsement of additional capital.[RTF] [PDF]
G.S. 58-12-5 58-12-5. Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-12-6 58-12-6. Risk-based capital reports.[RTF] [PDF]
G.S. 58-12-10 58-12-10. Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-12-11 58-12-11. Company action level event.[RTF] [PDF]
G.S. 58-12-15 58-12-15. Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-12-16 58-12-16. Regulatory action level event.[RTF] [PDF]
G.S. 58-12-20 58-12-20. Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-12-21 58-12-21. Authorized control level event.[RTF] [PDF]
G.S. 58-12-25 58-12-25. Mandatory control level event.[RTF] [PDF]
G.S. 58-12-30 58-12-30. Hearings.[RTF] [PDF]
G.S. 58-12-35 58-12-35. Confidentiality and prohibition on announcements.[RTF] [PDF]
G.S. 58-12-40 58-12-40. Supplemental provisions; rules; exemptions.[RTF] [PDF]
G.S. 58-12-45 58-12-45. Foreign insurers.[RTF] [PDF]
G.S. 58-12-50 58-12-50. Notices.[RTF] [PDF]
G.S. 58-12-55 58-12-55. Phase-in provision.[RTF] [PDF]
G.S. 58-12-60 58-12-60. Property or casualty phase-in provision.[RTF] [PDF]
G.S. 58-12-65 58-12-65. Health organization phase-in provision.[RTF] [PDF]
G.S. 58-12-70 58-12-70. HMO net worth requirements.[RTF] [PDF]
Article 13 - Asset Protection Act. [RTF] [PDF]
G.S. 58-13-1 58-13-1. Title.[RTF] [PDF]
G.S. 58-13-5 58-13-5. Purposes.[RTF] [PDF]
G.S. 58-13-10 58-13-10. Scope.[RTF] [PDF]
G.S. 58-13-15 58-13-15. Definitions.[RTF] [PDF]
G.S. 58-13-20 58-13-20. Exception.[RTF] [PDF]
G.S. 58-13-25 58-13-25. Prohibition of hypothecation.[RTF] [PDF]
Article 14 - Unauthorized Insurance by Domestic Companies. [RTF] [PDF]
G.S. 58-14-1 58-14-1. Purpose of Article.[RTF] [PDF]
G.S. 58-14-5 58-14-5. Domestic insurers prohibited from transacting business in foreign states without authorization; exceptions.[RTF] [PDF]
G.S. 58-14-10 58-14-10. Domestic insurers; advertising; exceptions.[RTF] [PDF]
G.S. 58-14-15 58-14-15. Penalties provided for unauthorized acts.[RTF] [PDF]
Article 15 - Reciprocal Insurance. [RTF] [PDF]
G.S. 58-15-1 58-15-1. Scope.[RTF] [PDF]
G.S. 58-15-5 58-15-5. Definitions.[RTF] [PDF]
G.S. 58-15-10 58-15-10. Kinds of insurance.[RTF] [PDF]
G.S. 58-15-15 58-15-15. Risk limitations.[RTF] [PDF]
G.S. 58-15-20 58-15-20. Eligible contracting persons.[RTF] [PDF]
G.S. 58-15-25 58-15-25. Business name.[RTF] [PDF]
G.S. 58-15-30 58-15-30. License, surplus, and deposit requirements.[RTF] [PDF]
G.S. 58-15-35 58-15-35. Continuation of business under prior requirements.[RTF] [PDF]
G.S. 58-15-40 58-15-40. Certification of foreign and alien reciprocals.[RTF] [PDF]
G.S. 58-15-45 58-15-45. Attorney's domicile.[RTF] [PDF]
G.S. 58-15-50 58-15-50. Contracts and property.[RTF] [PDF]
G.S. 58-15-55 58-15-55. Agent's license.[RTF] [PDF]
G.S. 58-15-60 58-15-60. Subscribers' contingent liability.[RTF] [PDF]
G.S. 58-15-65 58-15-65. Nonassessable policies.[RTF] [PDF]
G.S. 58-15-70 58-15-70. Distribution to subscribers.[RTF] [PDF]
G.S. 58-15-75 58-15-75. Reserves.[RTF] [PDF]
G.S. 58-15-80 58-15-80: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-15-85 58-15-85. Service of process.[RTF] [PDF]
G.S. 58-15-90 58-15-90. Legal proceedings.[RTF] [PDF]
G.S. 58-15-95 58-15-95. Liability on judgments.[RTF] [PDF]
G.S. 58-15-100 58-15-100. Declaration for license.[RTF] [PDF]
G.S. 58-15-105 58-15-105. Attorney's bond.[RTF] [PDF]
G.S. 58-15-110 58-15-110. Deposit in lieu of bond.[RTF] [PDF]
G.S. 58-15-115 58-15-115. Advisory committee.[RTF] [PDF]
G.S. 58-15-120 58-15-120. Subscriber's agreement and power of attorney.[RTF] [PDF]
G.S. 58-15-125 58-15-125. Modification of subscriber's agreement and power of attorney.[RTF] [PDF]
G.S. 58-15-130 58-15-130. Advance of funds.[RTF] [PDF]
G.S. 58-15-135 58-15-135. Assessments.[RTF] [PDF]
G.S. 58-15-140 58-15-140. Duration of liability for assessment.[RTF] [PDF]
G.S. 58-15-145 58-15-145. Distribution of assets after liquidation.[RTF] [PDF]
G.S. 58-15-150 58-15-150. Financial impairment; assessment; liquidation.[RTF] [PDF]
Article 16 - Foreign or Alien Insurance Companies. [RTF] [PDF]
G.S. 58-16-1 58-16-1. Admitted to do business.[RTF] [PDF]
G.S. 58-16-5 58-16-5. Conditions of licensure.[RTF] [PDF]
G.S. 58-16-6 58-16-6. Conditions of continued licensure.[RTF] [PDF]
G.S. 58-16-10 58-16-10. Limitation as to kinds of insurance.[RTF] [PDF]
G.S. 58-16-15 58-16-15. Foreign companies; requirements for admission.[RTF] [PDF]
G.S. 58-16-20 58-16-20. Company owned or controlled by foreign government prohibited from doing business.[RTF] [PDF]
G.S. 58-16-25 58-16-25. Retaliatory laws.[RTF] [PDF]
G.S. 58-16-30 58-16-30. Service of legal process upon Commissioner.[RTF] [PDF]
G.S. 58-16-35 58-16-35. Unauthorized Insurers Process Act.[RTF] [PDF]
G.S. 58-16-40 58-16-40. Alternative service of process on insurers.[RTF] [PDF]
G.S. 58-16-45 58-16-45. Commissioner to notify company of service or acceptance of service of process.[RTF] [PDF]
G.S. 58-16-50 58-16-50. Action to enforce compliance with this Chapter.[RTF] [PDF]
G.S. 58-16-55 58-16-55. Amendments to documents.[RTF] [PDF]
Article 17 - "Lloyds" Insurance Associations. [RTF] [PDF]
G.S. 58-17-1 58-17-1. "Lloyds" insurance associations may transact business of insurance other than life, on certain conditions.[RTF] [PDF]
Article 18 - Promoting and Holding Companies. [RTF] [PDF]
G.S. 58-18-1 58-18-1 through 58-18-25: Repealed by Session Laws 2001-223, s. 15, effective June 15, 2001.[RTF] [PDF]
G.S. 58-18-5 58-18-1 through 58-18-25: Repealed by Session Laws 2001-223, s. 15, effective June 15, 2001.[RTF] [PDF]
G.S. 58-18-10 58-18-1 through 58-18-25: Repealed by Session Laws 2001-223, s. 15, effective June 15, 2001.[RTF] [PDF]
G.S. 58-18-15 58-18-1 through 58-18-25: Repealed by Session Laws 2001-223, s. 15, effective June 15, 2001.[RTF] [PDF]
G.S. 58-18-20 58-18-1 through 58-18-25: Repealed by Session Laws 2001-223, s. 15, effective June 15, 2001.[RTF] [PDF]
G.S. 58-18-25 58-18-1 through 58-18-25: Repealed by Session Laws 2001-223, s. 15, effective June 15, 2001.[RTF] [PDF]
Article 19 - Insurance Holding Company System Regulatory Act. [RTF] [PDF]
G.S. 58-19-1 58-19-1. Findings; purpose; legislative intent.[RTF] [PDF]
G.S. 58-19-2 58-19-2. Compliance with federal law.[RTF] [PDF]
G.S. 58-19-5 58-19-5. Definitions.[RTF] [PDF]
G.S. 58-19-10 58-19-10. Subsidiaries of insurers.[RTF] [PDF]
G.S. 58-19-15 58-19-15. Acquisition of control of or merger with domestic insurer.[RTF] [PDF]
G.S. 58-19-17 58-19-17. Foreign or alien insurer's report of change of control.[RTF] [PDF]
G.S. 58-19-20 58-19-20: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-19-25 58-19-25. Registration of insurers.[RTF] [PDF]
G.S. 58-19-30 58-19-30. Standards and management of an insurer within a holding company system.[RTF] [PDF]
G.S. 58-19-35 58-19-35. Examination.[RTF] [PDF]
G.S. 58-19-40 58-19-40. Confidential treatment.[RTF] [PDF]
G.S. 58-19-45 58-19-45. Injunctions; prohibitions against the voting of securities; sequestration of voting securities.[RTF] [PDF]
G.S. 58-19-50 58-19-50. Sanctions.[RTF] [PDF]
G.S. 58-19-55 58-19-55. Receivership.[RTF] [PDF]
G.S. 58-19-60 58-19-60. Recovery.[RTF] [PDF]
G.S. 58-19-65 58-19-65. Revocation or suspension of insurer's license.[RTF] [PDF]
G.S. 58-19-70 58-19-70. Judicial review; mandatory injunction or writ of mandamus.[RTF] [PDF]
Article 20 - Hull Insurance, and Protection and Indemnity Clubs. [RTF] [PDF]
G.S. 58-20-1 58-20-1. Short title.[RTF] [PDF]
G.S. 58-20-5 58-20-5. Definitions.[RTF] [PDF]
G.S. 58-20-10 58-20-10. Commercial Fishermen Hull Insurance, and Protection and Indemnity Clubs authorized.[RTF] [PDF]
G.S. 58-20-15 58-20-15. Board of trustees.[RTF] [PDF]
G.S. 58-20-20 58-20-20. Mutual agreement for indemnification.[RTF] [PDF]
G.S. 58-20-25 58-20-25. Termination of Club membership; notice.[RTF] [PDF]
G.S. 58-20-30 58-20-30. Financial monitoring and evaluation of clubs.[RTF] [PDF]
G.S. 58-20-35 58-20-35. Insolvency or impairment of Club.[RTF] [PDF]
G.S. 58-20-40 58-20-40. Immunity of administrators and boards of trustees.[RTF] [PDF]
Article 21 - Surplus Lines Act. [RTF] [PDF]
G.S. 58-21-1 58-21-1. Short title.[RTF] [PDF]
G.S. 58-21-2 58-21-2. Relationship to other insurance laws.[RTF] [PDF]
G.S. 58-21-4 58-21-4. Nonadmitted and Reinsurance Reform Act duties.[RTF] [PDF]
G.S. 58-21-5 58-21-5. Purposes; necessity for regulation.[RTF] [PDF]
G.S. 58-21-10 58-21-10. Definitions.[RTF] [PDF]
G.S. 58-21-11 58-21-11. Home state.[RTF] [PDF]
G.S. 58-21-15 58-21-15. Placement of surplus lines insurance.[RTF] [PDF]
G.S. 58-21-16 58-21-16. Streamlined application for commercial purchasers.[RTF] [PDF]
G.S. 58-21-17 58-21-17. Placement with alien insurers.[RTF] [PDF]
G.S. 58-21-20 58-21-20. Eligible surplus lines insurers required.[RTF] [PDF]
G.S. 58-21-22 58-21-22. Limitation on amount of salary protection insurance.[RTF] [PDF]
G.S. 58-21-25 58-21-25. Other nonadmitted insurers.[RTF] [PDF]
G.S. 58-21-30 58-21-30. Withdrawal of eligibility from a surplus lines insurer.[RTF] [PDF]
G.S. 58-21-35 58-21-35. Duty to file and retain reports.[RTF] [PDF]
G.S. 58-21-40 58-21-40. Surplus lines regulatory support organization.[RTF] [PDF]
G.S. 58-21-45 58-21-45. Evidence of the insurance; changes; penalty.[RTF] [PDF]
G.S. 58-21-50 58-21-50. Duty to notify insured.[RTF] [PDF]
G.S. 58-21-55 58-21-55. Valid surplus lines insurance.[RTF] [PDF]
G.S. 58-21-60 58-21-60. Effect of payment to surplus lines licensee.[RTF] [PDF]
G.S. 58-21-65 58-21-65. Licensing of surplus lines licensee.[RTF] [PDF]
G.S. 58-21-70 58-21-70. Surplus lines licensees may accept business from other agents or brokers; countersignatures required; remittance of premium tax.[RTF] [PDF]
G.S. 58-21-75 58-21-75. Records of surplus lines licensee.[RTF] [PDF]
G.S. 58-21-80 58-21-80. Quarterly reports; summary of exported business.[RTF] [PDF]
G.S. 58-21-85 58-21-85. Surplus lines tax.[RTF] [PDF]
G.S. 58-21-90 58-21-90. Collection of tax.[RTF] [PDF]
G.S. 58-21-95 58-21-95. Suspension, revocation or nonrenewal of surplus lines licensee's license.[RTF] [PDF]
G.S. 58-21-100 58-21-100. Actions against surplus lines insurer; service of process.[RTF] [PDF]
G.S. 58-21-105 58-21-105. Penalties.[RTF] [PDF]
Article 22 - Liability Risk Retention. [RTF] [PDF]
G.S. 58-22-1 58-22-1. Purpose.[RTF] [PDF]
G.S. 58-22-5 58-22-5: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-22-10 58-22-10. Definitions.[RTF] [PDF]
G.S. 58-22-15 58-22-15. Risk retention groups chartered in this State.[RTF] [PDF]
G.S. 58-22-20 58-22-20. Risk retention groups not chartered in this State.[RTF] [PDF]
G.S. 58-22-25 58-22-25. Compulsory association.[RTF] [PDF]
G.S. 58-22-30 58-22-30. Countersignature not required.[RTF] [PDF]
G.S. 58-22-35 58-22-35. Purchasing groups; exemption from certain laws relating to the group purchase of insurance.[RTF] [PDF]
G.S. 58-22-40 58-22-40. Notice and registration requirements of purchasing groups.[RTF] [PDF]
G.S. 58-22-45 58-22-45. Restriction on insurance purchased by purchasing groups.[RTF] [PDF]
G.S. 58-22-50 58-22-50. Administrative and procedural authority regarding risk retention groups and purchasing groups.[RTF] [PDF]
G.S. 58-22-55 58-22-55. Penalties.[RTF] [PDF]
G.S. 58-22-60 58-22-60. Duty of agents or brokers to obtain license.[RTF] [PDF]
G.S. 58-22-65 58-22-65. Binding effect of orders issued in U.S. District Court.[RTF] [PDF]
G.S. 58-22-70 58-22-70. Registration and renewal fees.[RTF] [PDF]
Article 23 - Local Government Risk Pools. [RTF] [PDF]
G.S. 58-23-1 58-23-1. Short title; definition.[RTF] [PDF]
G.S. 58-23-5 58-23-5. Local government pooling of property, liability and workers' compensation coverages.[RTF] [PDF]
G.S. 58-23-10 58-23-10. Board of trustees.[RTF] [PDF]
G.S. 58-23-15 58-23-15. Contract.[RTF] [PDF]
G.S. 58-23-20 58-23-20. Termination.[RTF] [PDF]
G.S. 58-23-25 58-23-25: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
G.S. 58-23-26 58-23-26. Financial monitoring and evaluation of pools.[RTF] [PDF]
G.S. 58-23-30 58-23-30. Insolvency or impairment of pool.[RTF] [PDF]
G.S. 58-23-35 58-23-35. Immunity of administrators and boards of trustees.[RTF] [PDF]
G.S. 58-23-40 58-23-40. Pools not covered by guaranty associations.[RTF] [PDF]
G.S. 58-23-45 58-23-45. Relationship to other insurance laws.[RTF] [PDF]
Article 24 - Fraternal Benefit Societies. [RTF] [PDF]
G.S. 58-24-1 58-24-1. Fraternal benefit societies.[RTF] [PDF]
G.S. 58-24-5 58-24-5. Lodge system.[RTF] [PDF]
G.S. 58-24-10 58-24-10. Representative form of government.[RTF] [PDF]
G.S. 58-24-15 58-24-15. Terms used.[RTF] [PDF]
G.S. 58-24-20 58-24-20. Purposes and powers.[RTF] [PDF]
G.S. 58-24-25 58-24-25. Qualifications for membership.[RTF] [PDF]
G.S. 58-24-30 58-24-30. Location of office, meetings, communications to members, grievance procedures.[RTF] [PDF]
G.S. 58-24-35 58-24-35. No personal liability.[RTF] [PDF]
G.S. 58-24-40 58-24-40. Waiver.[RTF] [PDF]
G.S. 58-24-45 58-24-45. Organization.[RTF] [PDF]
G.S. 58-24-50 58-24-50. Amendments to laws.[RTF] [PDF]
G.S. 58-24-55 58-24-55. Institutions.[RTF] [PDF]
G.S. 58-24-60 58-24-60. Reinsurance.[RTF] [PDF]
G.S. 58-24-65 58-24-65. Consolidations and mergers.[RTF] [PDF]
G.S. 58-24-70 58-24-70. Conversion of fraternal benefit society into mutual life insurance company.[RTF] [PDF]
G.S. 58-24-75 58-24-75. Benefits.[RTF] [PDF]
G.S. 58-24-80 58-24-80. Beneficiaries.[RTF] [PDF]
G.S. 58-24-85 58-24-85. Benefits not attachable.[RTF] [PDF]
G.S. 58-24-90 58-24-90. The benefit contract.[RTF] [PDF]
G.S. 58-24-95 58-24-95. Nonforfeiture benefits, cash surrender values, certificate loans and other options.[RTF] [PDF]
G.S. 58-24-100 58-24-100. Investments.[RTF] [PDF]
G.S. 58-24-105 58-24-105. Funds.[RTF] [PDF]
G.S. 58-24-110 58-24-110. Exemptions.[RTF] [PDF]
G.S. 58-24-115 58-24-115. Taxation.[RTF] [PDF]
G.S. 58-24-120 58-24-120. Valuation.[RTF] [PDF]
G.S. 58-24-125 58-24-125. Reports.[RTF] [PDF]
G.S. 58-24-130 58-24-130. Perpetual license.[RTF] [PDF]
G.S. 58-24-135 58-24-135. Examination of societies; no adverse publications.[RTF] [PDF]
G.S. 58-24-140 58-24-140. Foreign or alien society - Admission.[RTF] [PDF]
G.S. 58-24-145 58-24-145. Injunction - Liquidation - Receivership of domestic society.[RTF] [PDF]
G.S. 58-24-150 58-24-150. Suspension, revocation or refusal of license of foreign or alien society.[RTF] [PDF]
G.S. 58-24-155 58-24-155. Injunction.[RTF] [PDF]
G.S. 58-24-160 58-24-160. Licensing of agents.[RTF] [PDF]
G.S. 58-24-165 58-24-165. Unfair methods of competition and unfair and deceptive acts and practices.[RTF] [PDF]
G.S. 58-24-170 58-24-170. Service of process.[RTF] [PDF]
G.S. 58-24-175 58-24-175. Review.[RTF] [PDF]
G.S. 58-24-180 58-24-180. Penalties.[RTF] [PDF]
G.S. 58-24-185 58-24-185. Exemption of certain societies, orders, and associations.[RTF] [PDF]
G.S. 58-24-190 58-24-190. Severability.[RTF] [PDF]
Article 25 - Fraternal Orders. [RTF] [PDF]
G.S. 58-25-1 58-25-1. General insurance law not applicable.[RTF] [PDF]
G.S. 58-25-5 58-25-5. Fraternal orders defined.[RTF] [PDF]
G.S. 58-25-10 58-25-10. Funds derived from assessments and dues.[RTF] [PDF]
G.S. 58-25-15 58-25-15. Appointment of member as receiver or collector; appointee as agent for order or society; rights of members.[RTF] [PDF]
G.S. 58-25-20 58-25-20. Meetings of governing body; principal office.[RTF] [PDF]
G.S. 58-25-25 58-25-25. Conditions precedent to doing business.[RTF] [PDF]
G.S. 58-25-30 58-25-30. Certain lodge systems exempt.[RTF] [PDF]
G.S. 58-25-35 58-25-35. Insurance on children.[RTF] [PDF]
G.S. 58-25-40 58-25-40. Medical examination; certificates and contributions.[RTF] [PDF]
G.S. 58-25-45 58-25-45. Reserve fund; exchange of certificates.[RTF] [PDF]
G.S. 58-25-50 58-25-50. Separation of funds.[RTF] [PDF]
G.S. 58-25-55 58-25-55. Payments to expense or general fund.[RTF] [PDF]
G.S. 58-25-60 58-25-60. Continuation of certificates.[RTF] [PDF]
G.S. 58-25-65 58-25-65. Appointment of trustees to hold property.[RTF] [PDF]
G.S. 58-25-70 58-25-70. Unauthorized wearing of badges, etc.[RTF] [PDF]
Article 26 - Real Estate Title Insurance Companies. [RTF] [PDF]
G.S. 58-26-1 58-26-1. Purpose of organization; formation; insuring closing services; premium rates; combined premiums for lenders' coverages.[RTF] [PDF]
G.S. 58-26-5 58-26-5. Certificate of authority to do business.[RTF] [PDF]
G.S. 58-26-10 58-26-10. Financial statements and licenses required.[RTF] [PDF]
G.S. 58-26-15 58-26-15. Limitation of risk.[RTF] [PDF]
G.S. 58-26-20 58-26-20. Statutory premium reserve.[RTF] [PDF]
G.S. 58-26-25 58-26-25. Amount of unearned [statutory] premium reserve.[RTF] [PDF]
G.S. 58-26-30 58-26-30: Repealed by Session Laws 2002-187, s. 7.7, effective October 31, 2002.[RTF] [PDF]
G.S. 58-26-31 58-26-31. Statutory premium reserve held in trust or as a deposit.[RTF] [PDF]
G.S. 58-26-35 58-26-35. Maintenance of the statutory premium reserve.[RTF] [PDF]
G.S. 58-26-40 58-26-40: Repealed by Session Laws 2002-187, s. 7.10, effective October 31, 2002.[RTF] [PDF]
Article 25 - Fraternal Orders. [RTF] [PDF]
G.S. 58-26-45 58-26-45. Registration as a lien agent.[RTF] [PDF]
Article 27 - Title Insurance Companies and Land Mortgage Companies Issuing Collateral Loan Certificates. [RTF] [PDF]
G.S. 58-27-1 58-27-1. Issuance of collateral loan certificates; security.[RTF] [PDF]
G.S. 58-27-5 58-27-5. Prohibition against payment or receipt of title insurance kickbacks, rebates, commissions and other payments.[RTF] [PDF]
G.S. 58-27-10 58-27-10. Licenses.[RTF] [PDF]
G.S. 58-27-15 58-27-15. Annual statements furnished.[RTF] [PDF]
Article 28 - Unauthorized Insurers. [RTF] [PDF]
G.S. 58-28-1 58-28-1. Purpose of Article.[RTF] [PDF]
G.S. 58-28-5 58-28-5. Transacting business without a license prohibited; exceptions.[RTF] [PDF]
G.S. 58-28-10 58-28-10: Repealed by Session Laws 2008-124, s. 3.5, effective July 28, 2008, and applicable to violations that occur on or after that date.[RTF] [PDF]
G.S. 58-28-12 58-28-12. Transacting insurance business in this State.[RTF] [PDF]
G.S. 58-28-13 58-28-13. Placement of insurance business.[RTF] [PDF]
G.S. 58-28-14 58-28-14. Monetary penalty; factors to be considered.[RTF] [PDF]
G.S. 58-28-15 58-28-15. Validity of acts or contracts of unauthorized company shall not impair obligation of contract as to the company; maintenance of suits; right to defend.[RTF] [PDF]
G.S. 58-28-20 58-28-20. Cease and desist orders; judicial review.[RTF] [PDF]
G.S. 58-28-25 58-28-25: Repealed by Session Laws 2005-217, s. 2, effective October 1, 2005, and applicable to orders issued on or after that date.[RTF] [PDF]
G.S. 58-28-30 58-28-30. Penalty.[RTF] [PDF]
G.S. 58-28-35 58-28-35. Provisions of Article additional to existing law; application.[RTF] [PDF]
G.S. 58-28-40 58-28-40. Service of process on Secretary of State as agent for unauthorized company.[RTF] [PDF]
G.S. 58-28-45 58-28-45. Unauthorized Insurers; prohibited acts.[RTF] [PDF]
Article 29 - Unauthorized Insurers False Advertising Process Act. [RTF] [PDF]
G.S. 58-29-1 58-29-1. Purpose; construction.[RTF] [PDF]
G.S. 58-29-5 58-29-5. Definitions.[RTF] [PDF]
G.S. 58-29-10 58-29-10. Unlawful advertising; notice to unauthorized insurer and domiciliary insurance supervisory official.[RTF] [PDF]
G.S. 58-29-15 58-29-15. Action by Commissioner under Unfair Trade Practice Act.[RTF] [PDF]
G.S. 58-29-20 58-29-20. Acts appointing Commissioner as attorney for service of statement of charges, notices and process; manner of service; limitation on entry of order or judgment.[RTF] [PDF]
G.S. 58-29-25 58-29-25. Short title.[RTF] [PDF]
Article 30 - Insurers Supervision, Rehabilitation, and Liquidation. [RTF] [PDF]
G.S. 58-30-1 58-30-1. Construction and purpose.[RTF] [PDF]
G.S. 58-30-5 58-30-5. Persons covered.[RTF] [PDF]
G.S. 58-30-10 58-30-10. Definitions.[RTF] [PDF]
G.S. 58-30-12 58-30-12. Duty to report insurer impairment; violations; penalties.[RTF] [PDF]
G.S. 58-30-15 58-30-15. Jurisdiction and venue.[RTF] [PDF]
G.S. 58-30-20 58-30-20. Injunctions and orders.[RTF] [PDF]
G.S. 58-30-22 58-30-22. Powers of Commissioner and receiver to examine or audit books or records.[RTF] [PDF]
G.S. 58-30-25 58-30-25. Cooperation of officers, owners and employees.[RTF] [PDF]
G.S. 58-30-30 58-30-30. Bonds.[RTF] [PDF]
G.S. 58-30-35 58-30-35. Executory contracts and unexpired leases.[RTF] [PDF]
G.S. 58-30-40 58-30-40. Turnover of property by a custodian.[RTF] [PDF]
G.S. 58-30-45 58-30-45. Utility service.[RTF] [PDF]
G.S. 58-30-50 58-30-50. Continuation of delinquency proceedings.[RTF] [PDF]
G.S. 58-30-55 58-30-55. Condition on release from delinquency proceedings.[RTF] [PDF]
G.S. 58-30-60 58-30-60. Commissioner's summary orders and supervision proceedings.[RTF] [PDF]
G.S. 58-30-62 58-30-62. Administrative supervision of insurers.[RTF] [PDF]
G.S. 58-30-65 58-30-65. Court's seizure order.[RTF] [PDF]
G.S. 58-30-70 58-30-70. Confidentiality of hearings.[RTF] [PDF]
G.S. 58-30-71 58-30-71. Immunity and indemnification of the receiver and employees.[RTF] [PDF]
G.S. 58-30-75 58-30-75. Grounds for rehabilitation.[RTF] [PDF]
G.S. 58-30-80 58-30-80. Rehabilitation orders.[RTF] [PDF]
G.S. 58-30-85 58-30-85. Powers and duties of the rehabilitator.[RTF] [PDF]
G.S. 58-30-90 58-30-90. Actions by and against rehabilitator.[RTF] [PDF]
G.S. 58-30-95 58-30-95. Termination of rehabilitation.[RTF] [PDF]
G.S. 58-30-100 58-30-100. Grounds for liquidation.[RTF] [PDF]
G.S. 58-30-105 58-30-105. Liquidation orders.[RTF] [PDF]
G.S. 58-30-110 58-30-110. Continuance of coverage.[RTF] [PDF]
G.S. 58-30-115 58-30-115. Dissolution of insurer.[RTF] [PDF]
G.S. 58-30-120 58-30-120. Powers of liquidator.[RTF] [PDF]
G.S. 58-30-125 58-30-125. Notice to creditors and others.[RTF] [PDF]
G.S. 58-30-127 58-30-127. Duties of agents.[RTF] [PDF]
G.S. 58-30-130 58-30-130. Actions by and against liquidator.[RTF] [PDF]
G.S. 58-30-135 58-30-135. Collection and list of assets.[RTF] [PDF]
G.S. 58-30-140 58-30-140. Fraudulent transfers prior to petition.[RTF] [PDF]
G.S. 58-30-145 58-30-145. Fraudulent transfer after petition.[RTF] [PDF]
G.S. 58-30-150 58-30-150. Voidable preferences and liens.[RTF] [PDF]
G.S. 58-30-155 58-30-155. Claims of holders of void or voidable rights.[RTF] [PDF]
G.S. 58-30-160 58-30-160. Setoffs.[RTF] [PDF]
G.S. 58-30-165 58-30-165. Assessments.[RTF] [PDF]
G.S. 58-30-170 58-30-170. Reinsurer's liability.[RTF] [PDF]
G.S. 58-30-175 58-30-175. Recovery of premiums owed.[RTF] [PDF]
G.S. 58-30-180 58-30-180. Domiciliary liquidator's proposal to distribute assets.[RTF] [PDF]
G.S. 58-30-185 58-30-185. Filing of claims.[RTF] [PDF]
G.S. 58-30-190 58-30-190. Proof of claim.[RTF] [PDF]
G.S. 58-30-195 58-30-195. Special claims.[RTF] [PDF]
G.S. 58-30-200 58-30-200. Special provisions for third party claims.[RTF] [PDF]
G.S. 58-30-205 58-30-205. Disputed claims.[RTF] [PDF]
G.S. 58-30-210 58-30-210. Claims of surety.[RTF] [PDF]
G.S. 58-30-215 58-30-215. Secured creditor's claims.[RTF] [PDF]
G.S. 58-30-220 58-30-220. Priority of distribution.[RTF] [PDF]
G.S. 58-30-225 58-30-225. Liquidator's recommendations to the Court.[RTF] [PDF]
G.S. 58-30-230 58-30-230. Distribution of assets.[RTF] [PDF]
G.S. 58-30-235 58-30-235. Unclaimed and withheld funds.[RTF] [PDF]
G.S. 58-30-240 58-30-240. Termination of proceedings.[RTF] [PDF]
G.S. 58-30-245 58-30-245. Reopening liquidation.[RTF] [PDF]
G.S. 58-30-250 58-30-250. Disposition of records during and after termination of liquidation.[RTF] [PDF]
G.S. 58-30-255 58-30-255. External audit of the receiver's books.[RTF] [PDF]
G.S. 58-30-260 58-30-260. Conservation of property of foreign or alien insurers found in this State.[RTF] [PDF]
G.S. 58-30-265 58-30-265. Liquidation of property of foreign or alien insurers found in this State.[RTF] [PDF]
G.S. 58-30-270 58-30-270. Domiciliary liquidators in other states.[RTF] [PDF]
G.S. 58-30-275 58-30-275. Ancillary formal proceedings.[RTF] [PDF]
G.S. 58-30-280 58-30-280. Ancillary summary proceedings.[RTF] [PDF]
G.S. 58-30-285 58-30-285. Claims of nonresidents against insurers domiciled in this State.[RTF] [PDF]
G.S. 58-30-290 58-30-290. Claims of residents against insurers domiciled in reciprocal states.[RTF] [PDF]
G.S. 58-30-295 58-30-295. Attachment, garnishment and levy of execution.[RTF] [PDF]
G.S. 58-30-300 58-30-300. Interstate priorities.[RTF] [PDF]
G.S. 58-30-305 58-30-305. Subordination of claims for noncooperation.[RTF] [PDF]
G.S. 58-30-310 58-30-310. Exemption from filing fees.[RTF] [PDF]
Article 31 - Insuring State Property, Officials and Employees. [RTF] [PDF]
G.S. 58-31-1 58-31-1. State Property Fire Insurance Fund created.[RTF] [PDF]
G.S. 58-31-5 58-31-5. Appropriations; fund to pay administrative expenses.[RTF] [PDF]
G.S. 58-31-10 58-31-10. Payment of losses on basis of actual cost of restoration or replacement; rules; insurance and reinsurance; sprinkler leakage insurance.[RTF] [PDF]
G.S. 58-31-12 58-31-12. Policy forms.[RTF] [PDF]
G.S. 58-31-13 58-31-13. Hazardous conditions in State-owned buildings.[RTF] [PDF]
G.S. 58-31-15 58-31-15. Extended coverage insurance.[RTF] [PDF]
G.S. 58-31-20 58-31-20. Use and occupancy and business interruption insurance.[RTF] [PDF]
G.S. 58-31-25 58-31-25. Professional liability insurance for officials and employees of the State.[RTF] [PDF]
Article 30 - Insurers Supervision, Rehabilitation, and Liquidation. [RTF] [PDF]
G.S. 58-31-26 58-31-26. Medical liability insurance for certain physicians and dentists.[RTF] [PDF]
Article 31 - Insuring State Property, Officials and Employees. [RTF] [PDF]
G.S. 58-31-30 58-31-30: Expired at the end of the 1993-94 fiscal year by its own terms.[RTF] [PDF]
G.S. 58-31-35 58-31-35. Information furnished Commissioner by officers in charge.[RTF] [PDF]
G.S. 58-31-40 58-31-40. Commissioner to inspect State property.[RTF] [PDF]
G.S. 58-31-45 58-31-45. Report required of Commissioner.[RTF] [PDF]
G.S. 58-31-50 58-31-50. Liability insurance required for state-owned vehicles.[RTF] [PDF]
G.S. 58-31-52 58-31-52. State motor vehicle safety program.[RTF] [PDF]
G.S. 58-31-55 58-31-55. Insurance and official fidelity bonds for State agencies to be placed by Department; exception; costs of placement.[RTF] [PDF]
G.S. 58-31-60 58-31-60. Competitive selection of payroll deduction insurance products paid for by State employees.[RTF] [PDF]
G.S. 58-31-65 58-31-65. Owner-controlled or wrap-up insurance authorized.[RTF] [PDF]
G.S. 58-31-66 58-31-66. Public construction contract surety bonds.[RTF] [PDF]
Article 32 - Public Officers and Employees Liability Insurance Commission. [RTF] [PDF]
G.S. 58-32-1 58-32-1. Commission created; membership.[RTF] [PDF]
G.S. 58-32-5 58-32-5. Meetings of Commission; compensation.[RTF] [PDF]
G.S. 58-32-10 58-32-10. Powers and duties of Commission.[RTF] [PDF]
G.S. 58-32-15 58-32-15. Professional liability insurance for State officials.[RTF] [PDF]
G.S. 58-32-20 58-32-20. Commission to act as liaison; meetings of Commission.[RTF] [PDF]
G.S. 58-32-25 58-32-25. Contract conditions.[RTF] [PDF]
G.S. 58-32-30 58-32-30. Payment a public purpose.[RTF] [PDF]
Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters. [RTF] [PDF]
G.S. 58-33-1 58-33-1. Scope.[RTF] [PDF]
G.S. 58-33-5 58-33-5. License required.[RTF] [PDF]
G.S. 58-33-10 58-33-10. Definitions.[RTF] [PDF]
G.S. 58-33-15 58-33-15. Restricted license for overseas military agents.[RTF] [PDF]
G.S. 58-33-17 58-33-17. Limited license for rental car companies.[RTF] [PDF]
G.S. 58-33-18 58-33-18. Limited license for self-service storage companies.[RTF] [PDF]
G.S. 58-33-19 58-33-19. Limited lines travel insurance.[RTF] [PDF]
G.S. 58-33-20 58-33-20. Representation.[RTF] [PDF]
G.S. 58-33-25 58-33-25: Repealed by Session Laws 2001-203, s. 5, effective July 1, 2002.[RTF] [PDF]
G.S. 58-33-26 58-33-26. General license requirements.[RTF] [PDF]
G.S. 58-33-27 58-33-27. Claims handling for portable consumer electronic devices.[RTF] [PDF]
G.S. 58-33-30 58-33-30. License requirements.[RTF] [PDF]
G.S. 58-33-31 58-33-31. Application for license.[RTF] [PDF]
G.S. 58-33-32 58-33-32. Interstate reciprocity in producer licensing.[RTF] [PDF]
G.S. 58-33-35 58-33-35: Repealed by Session Laws 2009-566, s. 6(a), effective August 28, 2009.[RTF] [PDF]
G.S. 58-33-40 58-33-40. Appointment of agents.[RTF] [PDF]
G.S. 58-33-45 58-33-45: Repealed by Session Laws 2001-203, s. 15.[RTF] [PDF]
G.S. 58-33-46 58-33-46. Suspension, probation, revocation, or nonrenewal of licenses.[RTF] [PDF]
G.S. 58-33-48 58-33-48. Criminal history record checks.[RTF] [PDF]
G.S. 58-33-50 58-33-50. Notices; loss of residency; duplicate licenses.[RTF] [PDF]
G.S. 58-33-55 58-33-55: Repealed by Session Laws 2001-203, s. 17.[RTF] [PDF]
G.S. 58-33-56 58-33-56. Notification to Commissioner of termination.[RTF] [PDF]
G.S. 58-33-60 58-33-60. Countersignature and related laws.[RTF] [PDF]
G.S. 58-33-65 58-33-65: Repealed by Session Laws 2001-203, s. 19.[RTF] [PDF]
G.S. 58-33-66 58-33-66. Temporary licensing.[RTF] [PDF]
G.S. 58-33-70 58-33-70. Special provisions for adjusters and motor vehicle damage appraisers.[RTF] [PDF]
G.S. 58-33-75 58-33-75. Twisting with respect to insurance policies; penalties.[RTF] [PDF]
G.S. 58-33-76 58-33-76. Referral of business to repair source; prohibitions.[RTF] [PDF]
G.S. 58-33-80 58-33-80. Discrimination forbidden.[RTF] [PDF]
G.S. 58-33-82 58-33-82. Commissions.[RTF] [PDF]
G.S. 58-33-83 58-33-83. Assumed names.[RTF] [PDF]
G.S. 58-33-85 58-33-85. Rebates and charges in excess of premium prohibited; exceptions.[RTF] [PDF]
G.S. 58-33-90 58-33-90. Rebate of premiums on credit life and credit accident and health insurance; retention of funds by agent.[RTF] [PDF]
G.S. 58-33-95 58-33-95. Agents personally liable; representing unlicensed company prohibited; penalty.[RTF] [PDF]
G.S. 58-33-100 58-33-100. Payment of premium to agent valid; obtaining by fraud a crime.[RTF] [PDF]
G.S. 58-33-105 58-33-105. False statements in applications for insurance.[RTF] [PDF]
G.S. 58-33-110 58-33-110. Agents signing certain blank policies.[RTF] [PDF]
G.S. 58-33-115 58-33-115. Adjuster acting for unauthorized company.[RTF] [PDF]
G.S. 58-33-120 58-33-120. Agent, adjuster, etc., acting without a license or violating insurance law.[RTF] [PDF]
G.S. 58-33-125 58-33-125. Fees.[RTF] [PDF]
G.S. 58-33-130 58-33-130. Continuing education program for licensees.[RTF] [PDF]
G.S. 58-33-132 58-33-132. Qualifications of instructors.[RTF] [PDF]
G.S. 58-33-133 58-33-133. Continuing education course provider fees.[RTF] [PDF]
G.S. 58-33-135 58-33-135. Continuing education advisory committee.[RTF] [PDF]
Article 33A - Public Adjusters. [RTF] [PDF]
G.S. 58-33A-1 58-33A-1. Purpose and scope.[RTF] [PDF]
G.S. 58-33A-5 58-33A-5. Definitions.[RTF] [PDF]
G.S. 58-33A-10 58-33A-10. License required.[RTF] [PDF]
G.S. 58-33A-15 58-33A-15. Application for license.[RTF] [PDF]
G.S. 58-33A-20 58-33A-20. Resident license.[RTF] [PDF]
G.S. 58-33A-25 58-33A-25. Examination.[RTF] [PDF]
G.S. 58-33A-30 58-33A-30. Exemptions from examination.[RTF] [PDF]
G.S. 58-33A-35 58-33A-35. Nonresident license reciprocity.[RTF] [PDF]
G.S. 58-33A-40 58-33A-40. License.[RTF] [PDF]
G.S. 58-33A-45 58-33A-45. License denial, nonrenewal, or revocation.[RTF] [PDF]
G.S. 58-33A-50 58-33A-50. Bond or letter of credit.[RTF] [PDF]
G.S. 58-33A-55 58-33A-55. Continuing education.[RTF] [PDF]
G.S. 58-33A-60 58-33A-60. Public adjuster fees.[RTF] [PDF]
G.S. 58-33A-65 58-33A-65. Contract between public adjuster and insured.[RTF] [PDF]
G.S. 58-33A-70 58-33A-70. Escrow or trust accounts.[RTF] [PDF]
G.S. 58-33A-75 58-33A-75. Record retention.[RTF] [PDF]
G.S. 58-33A-80 58-33A-80. Standards of conduct of public adjusters.[RTF] [PDF]
G.S. 58-33A-90 58-33A-90. Reporting of actions.[RTF] [PDF]
G.S. 58-33A-95 58-33A-95. Rules.[RTF] [PDF]
Article 34 - Agency and Management Contracts. [RTF] [PDF]
G.S. 58-34-1 58-34-1: Repealed by Session Laws 1991, c. 681, s. 50.[RTF] [PDF]
G.S. 58-34-2 58-34-2. Managing general agents.[RTF] [PDF]
G.S. 58-34-5 58-34-5. Retrospective compensation agreements.[RTF] [PDF]
G.S. 58-34-10 58-34-10. Management contracts.[RTF] [PDF]
G.S. 58-34-15 58-34-15. Grounds for disapproval.[RTF] [PDF]
G.S. 58-34-20 58-34-20: Repealed by Session Laws 1993, c. 452, s. 65.[RTF] [PDF]
Article 35 - Insurance Premium Financing. [RTF] [PDF]
G.S. 58-35-1 58-35-1. Definitions.[RTF] [PDF]
G.S. 58-35-5 58-35-5. License required; fees.[RTF] [PDF]
G.S. 58-35-10 58-35-10. Exceptions to license requirements.[RTF] [PDF]
G.S. 58-35-15 58-35-15. Issuance or refusal of license; bond; duration of license; renewal; one office per license; display of license; notice of change of location.[RTF] [PDF]
G.S. 58-35-20 58-35-20. Grounds for refusal, suspension or revocation of licenses; surrender of licenses; reinstatement.[RTF] [PDF]
G.S. 58-35-22 58-35-22. Notification of criminal or administrative actions.[RTF] [PDF]
G.S. 58-35-25 58-35-25. Investigations; hearings.[RTF] [PDF]
G.S. 58-35-30 58-35-30. Licensee's books and records; reports; refusing to exhibit records; making false statements.[RTF] [PDF]
G.S. 58-35-35 58-35-35. Excessive insurance premium finance charges; penalty.[RTF] [PDF]
G.S. 58-35-40 58-35-40. Rebates and inducements prohibited; assignment of insurance premium finance agreements.[RTF] [PDF]
G.S. 58-35-45 58-35-45. Filing and approval of forms and service charges.[RTF] [PDF]
G.S. 58-35-50 58-35-50. Form, contents and execution of insurance premium finance agreements.[RTF] [PDF]
G.S. 58-35-55 58-35-55. Limitations on service charges; computation; minimum charges.[RTF] [PDF]
G.S. 58-35-60 58-35-60. Prohibited provisions in insurance premium finance agreements.[RTF] [PDF]
G.S. 58-35-65 58-35-65. Delivery of copy of insurance premium finance agreement to insured.[RTF] [PDF]
G.S. 58-35-70 58-35-70. Payments by insured without notice of assignment of agreement.[RTF] [PDF]
G.S. 58-35-75 58-35-75. Statement of account; release on payment in full.[RTF] [PDF]
G.S. 58-35-80 58-35-80. Credit upon anticipation of payments.[RTF] [PDF]
G.S. 58-35-85 58-35-85. Procedure for cancellation of insurance contract upon default; return of unearned premiums; collection of cash surrender value.[RTF] [PDF]
G.S. 58-35-90 58-35-90. Violations; penalties.[RTF] [PDF]
G.S. 58-35-95 58-35-95. Disposition of fees.[RTF] [PDF]
G.S. 58-35-100 58-35-100. Fees are nonrefundable.[RTF] [PDF]
Article 36 - North Carolina Rate Bureau. [RTF] [PDF]
G.S. 58-36-1 58-36-1. North Carolina Rate Bureau created.[RTF] [PDF]
G.S. 58-36-2 58-36-2. Private passenger motor vehicles; number of nonfleet policies.[RTF] [PDF]
G.S. 58-36-3 58-36-3. Limitation of scope; motorcycle endorsements allowed; Department of Insurance report.[RTF] [PDF]
G.S. 58-36-4 58-36-4. Statistical organizations; licensing; recording and reporting; examination; suspension of license; financial disclosure.[RTF] [PDF]
G.S. 58-36-5 58-36-5. Membership as a prerequisite for writing insurance; governing committee; rules and regulations; expenses.[RTF] [PDF]
G.S. 58-36-10 58-36-10. Method of rate making; factors considered.[RTF] [PDF]
G.S. 58-36-15 58-36-15. Filing loss costs, rates, plans with Commissioner; public inspection of filings.[RTF] [PDF]
G.S. 58-36-16 58-36-16. Bureau to share information with Department of Labor and North Carolina Industrial Commission.[RTF] [PDF]
G.S. 58-36-17 58-36-17. Bureau to share information with the North Carolina Industrial Commission.[RTF] [PDF]
G.S. 58-36-20 58-36-20. Disapproval; hearing, order; adjustment of premium, review of filing.[RTF] [PDF]
G.S. 58-36-25 58-36-25. Appeal of Commissioner's order.[RTF] [PDF]
G.S. 58-36-30 58-36-30. Deviations.[RTF] [PDF]
G.S. 58-36-35 58-36-35. Appeal to Commissioner from decision of Bureau.[RTF] [PDF]
G.S. 58-36-40 58-36-40. Existing rates, rating systems, territories, classifications and policy forms.[RTF] [PDF]
G.S. 58-36-41 58-36-41. Development of policy endorsement for exclusive use of original equipment manufactured crash parts.[RTF] [PDF]
G.S. 58-36-42 58-36-42. Development of policy form or endorsement for residential property insurance that does not include coverage for perils of windstorm or hail.[RTF] [PDF]
G.S. 58-36-45 58-36-45. Notice of coverage or rate change.[RTF] [PDF]
G.S. 58-36-50 58-36-50. Limitation.[RTF] [PDF]
G.S. 58-36-55 58-36-55. Policy forms.[RTF] [PDF]
G.S. 58-36-60 58-36-60. Payment of dividends not prohibited or regulated; plan for payment into rating system.[RTF] [PDF]
G.S. 58-36-65 58-36-65. Classifications and Safe Driver Incentive Plan for nonfleet private passenger motor vehicle insurance.[RTF] [PDF]
G.S. 58-36-70 58-36-70. Rate filings and hearings for motor vehicle insurance.[RTF] [PDF]
G.S. 58-36-75 58-36-75. At-fault accidents and certain moving traffic violations under the Safe Driver Incentive Plan.[RTF] [PDF]
G.S. 58-36-80 58-36-80. Coverage for damage to rental vehicles authorized.[RTF] [PDF]
G.S. 58-36-85 58-36-85. Termination of a nonfleet private passenger motor vehicle insurance policy.[RTF] [PDF]
G.S. 58-36-90 58-36-90. Prohibitions on using credit scoring to rate noncommercial private passenger motor vehicle and residential property insurance; exceptions.[RTF] [PDF]
G.S. 58-36-95 58-36-95. Use of nonoriginal crash repair parts.[RTF] [PDF]
G.S. 58-36-100 58-36-100. Prospective loss costs filings and final rate filings for workers' compensation and employers' liability insurance.[RTF] [PDF]
G.S. 58-36-105 58-36-105. Certain workers' compensation insurance policy cancellations prohibited.[RTF] [PDF]
G.S. 58-36-110 58-36-110. Notice of nonrenewal, premium rate increase, or change in workers' compensation insurance coverage required.[RTF] [PDF]
G.S. 58-36-115 58-36-115. Prohibitions on using inquiries to terminate a policy, refuse to issue or renew a policy, or to subject a policy to consent to rate.[RTF] [PDF]
G.S. 58-36-120 58-36-120. Public notice of certain filings.[RTF] [PDF]
Article 37 - North Carolina Motor Vehicle Reinsurance Facility. [RTF] [PDF]
G.S. 58-37-1 58-37-1. Definitions.[RTF] [PDF]
G.S. 58-37-5 58-37-5. North Carolina Motor Vehicle Reinsurance Facility; creation; membership.[RTF] [PDF]
G.S. 58-37-10 58-37-10. Obligations after termination of membership.[RTF] [PDF]
G.S. 58-37-15 58-37-15. Insolvency.[RTF] [PDF]
G.S. 58-37-20 58-37-20. Merger, consolidation or cession.[RTF] [PDF]
G.S. 58-37-25 58-37-25. General obligations of insurers.[RTF] [PDF]
G.S. 58-37-30 58-37-30. General obligations of agents.[RTF] [PDF]
G.S. 58-37-35 58-37-35. The Facility; functions; administration.[RTF] [PDF]
G.S. 58-37-40 58-37-40. Plan of operation.[RTF] [PDF]
G.S. 58-37-45 58-37-45. Procedure for cession provided in plan of operation.[RTF] [PDF]
G.S. 58-37-50 58-37-50. Termination of insurance.[RTF] [PDF]
G.S. 58-37-55 58-37-55. Exemption from requirements of this Article of companies and their agents.[RTF] [PDF]
G.S. 58-37-60 58-37-60. Physical damage insurance availability.[RTF] [PDF]
G.S. 58-37-65 58-37-65. Hearings; review.[RTF] [PDF]
G.S. 58-37-70 58-37-70: Repealed by Session Laws 1991, c. 720, s. 6.[RTF] [PDF]
G.S. 58-37-75 58-37-75. Repealed by Session Laws 1999-132, s. 8.9.[RTF] [PDF]
Article 38 - Readable Insurance Policies. [RTF] [PDF]
G.S. 58-38-1 58-38-1. Title.[RTF] [PDF]
G.S. 58-38-5 58-38-5. Purpose.[RTF] [PDF]
G.S. 58-38-10 58-38-10. Scope of application.[RTF] [PDF]
G.S. 58-38-15 58-38-15. Definitions.[RTF] [PDF]
G.S. 58-38-20 58-38-20. Format requirements.[RTF] [PDF]
G.S. 58-38-25 58-38-25. Flesch scale analysis readability score; procedures.[RTF] [PDF]
G.S. 58-38-30 58-38-30. Filing requirements; duties of the Commissioner.[RTF] [PDF]
G.S. 58-38-35 58-38-35. Application to policies; dates; duties of the Commissioner.[RTF] [PDF]
G.S. 58-38-40 58-38-40. Construction.[RTF] [PDF]
Article 39 - Consumer and Customer Information Privacy. [RTF] [PDF]
G.S. 58-39-1 58-39-1. Short titles.[RTF] [PDF]
G.S. 58-39-5 58-39-5. Purpose.[RTF] [PDF]
G.S. 58-39-10 58-39-10. Scope.[RTF] [PDF]
G.S. 58-39-15 58-39-15. Definitions.[RTF] [PDF]
G.S. 58-39-20 58-39-20. Pretext interviews.[RTF] [PDF]
G.S. 58-39-25 58-39-25. Notice of insurance information practices.[RTF] [PDF]
G.S. 58-39-26 58-39-26. Federal privacy disclosure notice requirements.[RTF] [PDF]
G.S. 58-39-27 58-39-27. Privacy notice and disclosure requirement exceptions.[RTF] [PDF]
G.S. 58-39-28 58-39-28. Exception for title and mortgage guaranty insurance.[RTF] [PDF]
G.S. 58-39-30 58-39-30. Marketing and research surveys.[RTF] [PDF]
G.S. 58-39-35 58-39-35. Content of disclosure authorization forms.[RTF] [PDF]
G.S. 58-39-40 58-39-40. Investigative consumer reports.[RTF] [PDF]
G.S. 58-39-45 58-39-45. Access to recorded personal information.[RTF] [PDF]
G.S. 58-39-50 58-39-50. Correction, amendment, or deletion of recorded personal information.[RTF] [PDF]
G.S. 58-39-55 58-39-55. Reasons for adverse underwriting decisions.[RTF] [PDF]
G.S. 58-39-60 58-39-60. Information concerning previous adverse underwriting decisions.[RTF] [PDF]
G.S. 58-39-65 58-39-65. Previous adverse underwriting decisions.[RTF] [PDF]
G.S. 58-39-70 58-39-70: Recodified as G.S. 58-39-125 by Session Laws 2003-262, s. 2(3), effective June 26, 2003.[RTF] [PDF]
G.S. 58-39-75 58-39-75. Disclosure limitations and conditions.[RTF] [PDF]
G.S. 58-39-76 58-39-76. Limits on sharing account number information for marketing purposes.[RTF] [PDF]
G.S. 58-39-80 58-39-80. Hearings and procedures.[RTF] [PDF]
G.S. 58-39-85 58-39-85. Service of process; insurance-support organizations.[RTF] [PDF]
G.S. 58-39-90 58-39-90. Cease and desist orders.[RTF] [PDF]
G.S. 58-39-95 58-39-95. Penalties.[RTF] [PDF]
G.S. 58-39-100 58-39-100. Appeal of right.[RTF] [PDF]
G.S. 58-39-105 58-39-105. Individual remedies.[RTF] [PDF]
G.S. 58-39-110 58-39-110. Immunity.[RTF] [PDF]
G.S. 58-39-115 58-39-115. Obtaining information under false pretenses.[RTF] [PDF]
G.S. 58-39-120 58-39-120. Rights.[RTF] [PDF]
G.S. 58-39-125 58-39-125. Powers of the Commissioner.[RTF] [PDF]
G.S. 58-39-130 58-39-130. Purpose.[RTF] [PDF]
G.S. 58-39-135 58-39-135. Scope.[RTF] [PDF]
G.S. 58-39-140 58-39-140. Definitions.[RTF] [PDF]
G.S. 58-39-145 58-39-145. Information security program.[RTF] [PDF]
G.S. 58-39-150 58-39-150. Objectives of information security program.[RTF] [PDF]
G.S. 58-39-155 58-39-155. Rules.[RTF] [PDF]
G.S. 58-39-160 58-39-160. Violation.[RTF] [PDF]
G.S. 58-39-165 58-39-165. Effective date.[RTF] [PDF]
Article 40 - Regulation of Insurance Rates. [RTF] [PDF]
G.S. 58-40-1 58-40-1. Purposes.[RTF] [PDF]
G.S. 58-40-5 58-40-5. Definitions.[RTF] [PDF]
G.S. 58-40-10 58-40-10. Other definitions.[RTF] [PDF]
G.S. 58-40-15 58-40-15. Scope of application.[RTF] [PDF]
G.S. 58-40-20 58-40-20. Rate standards.[RTF] [PDF]
G.S. 58-40-25 58-40-25. Rating methods.[RTF] [PDF]
G.S. 58-40-30 58-40-30. Filing of rates and supporting data.[RTF] [PDF]
G.S. 58-40-35 58-40-35. Filing open to inspection.[RTF] [PDF]
G.S. 58-40-40 58-40-40. Delegation of rate making and rate filing obligation.[RTF] [PDF]
G.S. 58-40-45 58-40-45. Disapproval of rates; interim use of rates.[RTF] [PDF]
G.S. 58-40-50 58-40-50. Statistical organizations.[RTF] [PDF]
G.S. 58-40-55 58-40-55: Repealed by Session Laws 2005-210, s. 8, effective October 1, 2005.[RTF] [PDF]
G.S. 58-40-60 58-40-60. Joint underwriting and joint reinsurance organizations.[RTF] [PDF]
G.S. 58-40-65 58-40-65. Insurers authorized to act in concert.[RTF] [PDF]
G.S. 58-40-70 58-40-70. Insurers authorized to act in concert; admitted insurers with common ownership or management; matters relating to co-surety bonds.[RTF] [PDF]
G.S. 58-40-75 58-40-75. Agreements to adhere.[RTF] [PDF]
G.S. 58-40-80 58-40-80. Exchange of information or experience data; consultation with statistical organizations and insurers.[RTF] [PDF]
G.S. 58-40-85 58-40-85. Recording and reporting of experience.[RTF] [PDF]
G.S. 58-40-90 58-40-90. Examination of rating, joint underwriting, and joint reinsurance organizations.[RTF] [PDF]
G.S. 58-40-95 58-40-95. Apportionment agreements among insurers.[RTF] [PDF]
G.S. 58-40-100 58-40-100. Request for review of rate, rating plan, rating system or underwriting rule.[RTF] [PDF]
G.S. 58-40-105 58-40-105. Hearing and judicial review.[RTF] [PDF]
G.S. 58-40-110 58-40-110. Suspension of license.[RTF] [PDF]
G.S. 58-40-115 58-40-115. Existing rates, rating systems, territories, classifications and policy forms.[RTF] [PDF]
G.S. 58-40-120 58-40-120. Payment of dividends not prohibited or regulated; plan for payment into rating system.[RTF] [PDF]
G.S. 58-40-125 58-40-125. Limitation.[RTF] [PDF]
G.S. 58-40-130 58-40-130. Financial disclosure; rate modifications; reporting requirements.[RTF] [PDF]
G.S. 58-40-135 58-40-135. Good faith immunity for operation of market assistance programs.[RTF] [PDF]
G.S. 58-40-140 58-40-140. Extended reporting.[RTF] [PDF]
Article 41 - Insurance Regulatory Reform Act. [RTF] [PDF]
G.S. 58-41-1 58-41-1. Short title.[RTF] [PDF]
G.S. 58-41-5 58-41-5. Legislative findings and intent.[RTF] [PDF]
G.S. 58-41-10 58-41-10. Scope.[RTF] [PDF]
G.S. 58-41-15 58-41-15. Certain policy cancellations prohibited.[RTF] [PDF]
G.S. 58-41-20 58-41-20. Notice of nonrenewal, premium rate increase, or change in coverage required.[RTF] [PDF]
G.S. 58-41-25 58-41-25. Notice of renewal of policies with premium rate or coverage changes.[RTF] [PDF]
G.S. 58-41-30 58-41-30. Loss of reinsurance.[RTF] [PDF]
G.S. 58-41-35 58-41-35. Repealed by Session Laws 1999-219, s. 9.[RTF] [PDF]
G.S. 58-41-40 58-41-40. No liability for statements or communications made in good faith; prior notice to agents or brokers.[RTF] [PDF]
G.S. 58-41-45 58-41-45. Termination of writing kind of insurance.[RTF] [PDF]
G.S. 58-41-50 58-41-50. Policy form and rate filings; punitive damages; data required to support filings.[RTF] [PDF]
G.S. 58-41-55 58-41-55. Penalties; restitution.[RTF] [PDF]
Article 42 - Mandatory or Voluntary Risk Sharing Plans. [RTF] [PDF]
G.S. 58-42-1 58-42-1. Establishment of plans.[RTF] [PDF]
G.S. 58-42-5 58-42-5. Purposes, contents, and operation of risk sharing plans.[RTF] [PDF]
G.S. 58-42-10 58-42-10. Persons required to participate.[RTF] [PDF]
G.S. 58-42-15 58-42-15. Voluntary participation.[RTF] [PDF]
G.S. 58-42-20 58-42-20. Classification and rates.[RTF] [PDF]
G.S. 58-42-25 58-42-25. Basis for participation.[RTF] [PDF]
G.S. 58-42-30 58-42-30. Duty to provide information.[RTF] [PDF]
G.S. 58-42-35 58-42-35. Provision of marketing facilities.[RTF] [PDF]
G.S. 58-42-40 58-42-40. Voluntary risk sharing plans.[RTF] [PDF]
G.S. 58-42-45 58-42-45. Article subject to Administrative Procedure Act; legislative oversight of plans.[RTF] [PDF]
G.S. 58-42-50 58-42-50. Immunity of Commissioner and plan participants.[RTF] [PDF]
G.S. 58-42-55 58-42-55: Repealed by Session Laws 2001-122, s. 1.[RTF] [PDF]
Article 43 - General Regulations of Business-Fire Insurance. [RTF] [PDF]
G.S. 58-43-1 58-43-1. Performance of contracts as to devices not prohibited.[RTF] [PDF]
G.S. 58-43-5 58-43-5. Limitation as to amount and term; indemnity contracts for difference in actual value and cost of replacement; functional replacement.[RTF] [PDF]
G.S. 58-43-10 58-43-10. Limit of liability on total loss.[RTF] [PDF]
G.S. 58-43-15 58-43-15. Policies for the benefit of mortgagees.[RTF] [PDF]
G.S. 58-43-20 58-43-20: Repealed by Session Laws 1995 (Regular Session, 1996), c. 752, s. 1.[RTF] [PDF]
G.S. 58-43-25 58-43-25. Limitation of fire insurance risks.[RTF] [PDF]
G.S. 58-43-30 58-43-30. Agreements restricting agent's commission; penalty.[RTF] [PDF]
G.S. 58-43-35 58-43-35. Punishment for issuing fire policies contrary to law.[RTF] [PDF]
G.S. 58-43-40 58-43-40. Expired.[RTF] [PDF]
Article 44 - Property Insurance Policies. [RTF] [PDF]
G.S. 58-44-1 58-44-1. Terms and conditions must be set out in policy.[RTF] [PDF]
G.S. 58-44-5 58-44-5. Items to be expressed in policies.[RTF] [PDF]
G.S. 58-44-10 58-44-10: Repealed by Session Laws 1995, c. 517, s. 27.[RTF] [PDF]
G.S. 58-44-15 58-44-15: Repealed by Session Laws 2009-171, s. 6, effective January 1, 2010, and applicable to fire insurance policies issued or renewed on and after that date.[RTF] [PDF]
G.S. 58-44-16 58-44-16. Fire insurance policies; standard fire insurance policy provisions.[RTF] [PDF]
G.S. 58-44-20 58-44-20. Standard policy; permissible variations.[RTF] [PDF]
G.S. 58-44-25 58-44-25. Optional provisions as to loss or damage from nuclear reaction, nuclear radiation or radioactive contamination.[RTF] [PDF]
G.S. 58-44-30 58-44-30. Notice by insured or agent as to increase of hazard, unoccupancy and other insurance.[RTF] [PDF]
G.S. 58-44-35 58-44-35. Judge to select umpire.[RTF] [PDF]
G.S. 58-44-40 58-44-40. Effect of failure to give notice of encumbrance.[RTF] [PDF]
G.S. 58-44-45 58-44-45. Policy issued to husband or wife on joint property.[RTF] [PDF]
G.S. 58-44-50 58-44-50. Bar to defense of failure to render timely proof of loss.[RTF] [PDF]
G.S. 58-44-55 58-44-55. Farmowners' and other property policies; ice, snow, or sleet damage.[RTF] [PDF]
G.S. 58-44-60 58-44-60. Notice to property insurance policyholder about flood, earthquake, mudslide, mudflow, landslide, and windstorm or hail insurance coverage.[RTF] [PDF]
G.S. 58-44-70 58-44-70. Purpose and scope.[RTF] [PDF]
G.S. 58-44-75 58-44-75. Definitions.[RTF] [PDF]
G.S. 58-44-80 58-44-80. Notification of right to mediate.[RTF] [PDF]
G.S. 58-44-85 58-44-85. Request for mediation.[RTF] [PDF]
G.S. 58-44-90 58-44-90. Mediation fees.[RTF] [PDF]
G.S. 58-44-95 58-44-95. Scheduling of mediation; qualification of mediator.[RTF] [PDF]
G.S. 58-44-100 58-44-100. Conduct of the mediation conference.[RTF] [PDF]
G.S. 58-44-105 58-44-105. Post mediation.[RTF] [PDF]
G.S. 58-44-110 58-44-110. Nonparticipation in mediation program.[RTF] [PDF]
G.S. 58-44-115 58-44-115. Commissioner's review.[RTF] [PDF]
G.S. 58-44-120 58-44-120. Relation to Administrative Procedure Act.[RTF] [PDF]
Article 44A - Portable Electronics Insurance. [RTF] [PDF]
G.S. 58-44A-1 58-44A-1. Definitions.[RTF] [PDF]
G.S. 58-44A-5 58-44A-5. Licensure of vendors.[RTF] [PDF]
G.S. 58-44A-10 58-44A-10. Requirements for sale of portable electronics insurance.[RTF] [PDF]
G.S. 58-44A-15 58-44A-15. Authority of vendors of portable electronics.[RTF] [PDF]
G.S. 58-44A-20 58-44A-20. Suspension or revocation of license.[RTF] [PDF]
G.S. 58-44A-25 58-44A-25. Application for license.[RTF] [PDF]
Article 45 - Essential Property Insurance for Beach Area Property. [RTF] [PDF]
G.S. 58-45-1 58-45-1. Declarations and purpose of Article.[RTF] [PDF]
G.S. 58-45-5 58-45-5. Definition of terms.[RTF] [PDF]
G.S. 58-45-6 58-45-6. Persons who can be insured by the Association.[RTF] [PDF]
G.S. 58-45-10 58-45-10. North Carolina Insurance Underwriting Association created.[RTF] [PDF]
G.S. 58-45-15 58-45-15. Powers and duties of Association.[RTF] [PDF]
G.S. 58-45-20 58-45-20. Temporary directors of Association.[RTF] [PDF]
G.S. 58-45-25 58-45-25. Each member of Association to participate in nonrecoupable assessments.[RTF] [PDF]
G.S. 58-45-30 58-45-30. Directors to submit plan of operation to Commissioner; review and approval; amendments; appeal from Commissioner to superior court.[RTF] [PDF]
G.S. 58-45-35 58-45-35. Persons eligible to apply to Association for coverage; contents of application.[RTF] [PDF]
G.S. 58-45-36 58-45-36. Temporary contracts of insurance.[RTF] [PDF]
G.S. 58-45-40 58-45-40. Association members may cede insurance to Association.[RTF] [PDF]
G.S. 58-45-41 58-45-41. Coverage limits.[RTF] [PDF]
G.S. 58-45-45 58-45-45. Rates, rating plans, rating rules, and forms applicable.[RTF] [PDF]
G.S. 58-45-46 58-45-46. Unearned premium, loss, and loss expense reserves.[RTF] [PDF]
G.S. 58-45-47 58-45-47. Deficit event.[RTF] [PDF]
G.S. 58-45-50 58-45-50. Appeal from acts of Association to Commissioner; appeal from Commissioner to superior court.[RTF] [PDF]
G.S. 58-45-55 58-45-55. Reports of inspection made available.[RTF] [PDF]
G.S. 58-45-60 58-45-60. Association and Commissioner immune from liability.[RTF] [PDF]
G.S. 58-45-65 58-45-65. Association to file annual report with Commissioner.[RTF] [PDF]
G.S. 58-45-65.1 58-45-65.1. Association to be audited.[RTF] [PDF]
G.S. 58-45-70 58-45-70. Commissioner may examine affairs of Association.[RTF] [PDF]
G.S. 58-45-71 58-45-71. Report of member companies to Commissioner.[RTF] [PDF]
G.S. 58-45-75 58-45-75. Commissioner authorized to promulgate reasonable rules and regulations.[RTF] [PDF]
G.S. 58-45-80 58-45-80. Premium taxes to be paid through Association.[RTF] [PDF]
G.S. 58-45-85 58-45-85. Assessment; inability to pay.[RTF] [PDF]
G.S. 58-45-90 58-45-90. Open meetings.[RTF] [PDF]
G.S. 58-45-95 58-45-95. Information availability.[RTF] [PDF]
G.S. 58-45-96 58-45-96. Succession and dissolution.[RTF] [PDF]
Article 46 - Fair Access to Insurance Requirements. [RTF] [PDF]
G.S. 58-46-1 58-46-1. Purpose and geographic coverage of Article.[RTF] [PDF]
G.S. 58-46-2 58-46-2. Persons who can be insured by the Association.[RTF] [PDF]
G.S. 58-46-5 58-46-5. Organization of underwriting association.[RTF] [PDF]
G.S. 58-46-10 58-46-10. Participation in association.[RTF] [PDF]
G.S. 58-46-15 58-46-15. Requirements of Plan and authority of Association.[RTF] [PDF]
G.S. 58-46-20 58-46-20. Authority of Commissioner.[RTF] [PDF]
G.S. 58-46-25 58-46-25. Temporary directors of association.[RTF] [PDF]
G.S. 58-46-30 58-46-30. Appeals; judicial review.[RTF] [PDF]
G.S. 58-46-35 58-46-35. Reports of inspection made available; immunity from liability.[RTF] [PDF]
G.S. 58-46-40 58-46-40. Assessment; inability to pay.[RTF] [PDF]
G.S. 58-46-41 58-46-41. Unearned premium, loss, and loss expense reserves.[RTF] [PDF]
G.S. 58-46-45 58-46-45. Premium taxes to be paid through Association.[RTF] [PDF]
G.S. 58-46-50 58-46-50. Annual reports.[RTF] [PDF]
G.S. 58-46-55 58-46-55. Rates, rating plans, rating rules, and forms applicable.[RTF] [PDF]
G.S. 58-46-60 58-46-60. Open meetings.[RTF] [PDF]
Article 47 - Workers' Compensation Self-Insurance. [RTF] [PDF]
G.S. 58-47-1 through 58-47-50 58-47-1 through 58-47-50: Repealed by Session Laws 1997-362, s. 2.[RTF] [PDF]
G.S. 58-47-60 58-47-60. Definitions.[RTF] [PDF]
G.S. 58-47-65 58-47-65. Licensing; qualification for approval.[RTF] [PDF]
G.S. 58-47-70 58-47-70. License denial; termination; revocation; restrictions.[RTF] [PDF]
G.S. 58-47-75 58-47-75. Reporting and records.[RTF] [PDF]
G.S. 58-47-80 58-47-80. Assets and invested assets.[RTF] [PDF]
G.S. 58-47-85 58-47-85. Surplus requirements.[RTF] [PDF]
G.S. 58-47-90 58-47-90. Deposits.[RTF] [PDF]
G.S. 58-47-95 58-47-95. Excess insurance and reinsurance.[RTF] [PDF]
G.S. 58-47-100 58-47-100. Examinations.[RTF] [PDF]
G.S. 58-47-105 58-47-105. Dividends and other distributions.[RTF] [PDF]
G.S. 58-47-110 58-47-110. Premium rates.[RTF] [PDF]
G.S. 58-47-115 58-47-115. Premium payment requirements.[RTF] [PDF]
G.S. 58-47-120 58-47-120. Board; composition, powers, duties, and prohibitions.[RTF] [PDF]
G.S. 58-47-125 58-47-125. Admission and termination of group members.[RTF] [PDF]
G.S. 58-47-130 58-47-130. Disclosure.[RTF] [PDF]
G.S. 58-47-135 58-47-135. Assessment plan and indemnity agreement.[RTF] [PDF]
G.S. 58-47-140 58-47-140. Other provisions of this Chapter.[RTF] [PDF]
G.S. 58-47-150 58-47-150. Definitions.[RTF] [PDF]
G.S. 58-47-155 58-47-155. TPAs and service companies; authority; qualifications.[RTF] [PDF]
G.S. 58-47-160 58-47-160. Written agreement; composition; restrictions.[RTF] [PDF]
G.S. 58-47-165 58-47-165. Books and records.[RTF] [PDF]
G.S. 58-47-170 58-47-170. Payments to TPA or service company.[RTF] [PDF]
G.S. 58-47-175 58-47-175. Approval of advertising.[RTF] [PDF]
G.S. 58-47-180 58-47-180. Premium collection and payment of claims.[RTF] [PDF]
G.S. 58-47-185 58-47-185. Notices; disclosure.[RTF] [PDF]
G.S. 58-47-190 58-47-190. Compensation.[RTF] [PDF]
G.S. 58-47-195 58-47-195. Examinations.[RTF] [PDF]
G.S. 58-47-200 58-47-200. Unfair trade practices.[RTF] [PDF]
G.S. 58-47-205 58-47-205. Other requirements.[RTF] [PDF]
G.S. 58-47-210 58-47-210 through 58-47-220: Repealed by Session Laws 2001-223, s. 21.3, effective January 1, 2002.[RTF] [PDF]
G.S. 58-47-215 58-47-210 through 58-47-220: Repealed by Session Laws 2001-223, s. 21.3, effective January 1, 2002.[RTF] [PDF]
G.S. 58-47-220 58-47-210 through 58-47-220: Repealed by Session Laws 2001-223, s. 21.3, effective January 1, 2002.[RTF] [PDF]
Article 48 - Postassessment Insurance Guaranty Association. [RTF] [PDF]
G.S. 58-48-1 58-48-1. Short title.[RTF] [PDF]
G.S. 58-48-5 58-48-5. Purpose of Article.[RTF] [PDF]
G.S. 58-48-10 58-48-10. Scope.[RTF] [PDF]
G.S. 58-48-15 58-48-15. Construction.[RTF] [PDF]
G.S. 58-48-20 58-48-20. Definitions.[RTF] [PDF]
G.S. 58-48-25 58-48-25. Creation of the Association.[RTF] [PDF]
G.S. 58-48-30 58-48-30. Board of directors.[RTF] [PDF]
G.S. 58-48-35 58-48-35. Powers and duties of the Association.[RTF] [PDF]
G.S. 58-48-40 58-48-40. Plan of operation.[RTF] [PDF]
G.S. 58-48-42 58-48-42. Procedure for appeal to Commissioner from decision of Association.[RTF] [PDF]
G.S. 58-48-45 58-48-45. Duties and powers of the Commissioner.[RTF] [PDF]
G.S. 58-48-50 58-48-50. Effect of paid claims.[RTF] [PDF]
G.S. 58-48-55 58-48-55. Nonduplication of recovery.[RTF] [PDF]
G.S. 58-48-60 58-48-60. Prevention of insolvencies.[RTF] [PDF]
G.S. 58-48-65 58-48-65. Examination of the Association.[RTF] [PDF]
G.S. 58-48-70 58-48-70. Tax exemption.[RTF] [PDF]
G.S. 58-48-75 58-48-75: Repealed by Session Laws 1991, c. 689, s. 299.[RTF] [PDF]
G.S. 58-48-80 58-48-80. Immunity.[RTF] [PDF]
G.S. 58-48-85 58-48-85. Stay of proceedings; reopening of default judgments.[RTF] [PDF]
G.S. 58-48-90 58-48-90. Termination; distribution of funds.[RTF] [PDF]
G.S. 58-48-95 58-48-95. Use of deposits made by insolvent insurer.[RTF] [PDF]
G.S. 58-48-100 58-48-100. Statute of repose; guardians ad litem; notice.[RTF] [PDF]
G.S. 58-48-105 58-48-105. Transfer of balance of security funds.[RTF] [PDF]
G.S. 58-48-110 58-48-110. Purpose of the accounts.[RTF] [PDF]
G.S. 58-48-115 58-48-115. Creation of Stock Fund Account; maintenance of Stock Fund Account; and distribution of Stock Fund.[RTF] [PDF]
G.S. 58-48-120 58-48-120. Creation of Mutual Fund Account; maintenance of Mutual Fund Account.[RTF] [PDF]
G.S. 58-48-125 58-48-125. Payments by the Association.[RTF] [PDF]
G.S. 58-48-130 58-48-130. Termination.[RTF] [PDF]
Article 49 - Determination of Jurisdiction Over Providers of Health Care Benefits; Regulation of Multiple Employer Welfare Arrangements. [RTF] [PDF]
G.S. 58-49-1 58-49-1. Purposes.[RTF] [PDF]
G.S. 58-49-5 58-49-5. Authority and jurisdiction of Commissioner.[RTF] [PDF]
G.S. 58-49-10 58-49-10. How to show jurisdiction.[RTF] [PDF]
G.S. 58-49-12 58-49-12. Exceptions to jurisdiction; health care sharing organizations.[RTF] [PDF]
G.S. 58-49-15 58-49-15. Examination.[RTF] [PDF]
G.S. 58-49-20 58-49-20. Subject to State laws.[RTF] [PDF]
G.S. 58-49-25 58-49-25. Disclosure.[RTF] [PDF]
G.S. 58-49-30 58-49-30. Multiple employer welfare arrangements; definition; administrators.[RTF] [PDF]
G.S. 58-49-35 58-49-35. Multiple employer welfare arrangements; license required; penalty.[RTF] [PDF]
G.S. 58-49-40 58-49-40. Qualifications for licensure.[RTF] [PDF]
G.S. 58-49-45 58-49-45. Certain words prohibited in name of MEWA.[RTF] [PDF]
G.S. 58-49-50 58-49-50. Filing of application.[RTF] [PDF]
G.S. 58-49-55 58-49-55. Examinations; deposits; solvency regulation.[RTF] [PDF]
G.S. 58-49-60 58-49-60. Annual reports; actuarial certifications; quarterly reports.[RTF] [PDF]
G.S. 58-49-65 58-49-65. Denial, suspension, or revocation of license.[RTF] [PDF]
Article 50 - General Accident and Health Insurance Regulations. [RTF] [PDF]
G.S. 58-50-1 58-50-1. Waiver by insurer.[RTF] [PDF]
G.S. 58-50-5 58-50-5. Application.[RTF] [PDF]
G.S. 58-50-10 58-50-10: Repealed by Session Laws 1993, c. 529, s. 4.1.[RTF] [PDF]
G.S. 58-50-15 58-50-15. Conforming to statute.[RTF] [PDF]
G.S. 58-50-20 58-50-20. Age limit.[RTF] [PDF]
G.S. 58-50-25 58-50-25. Nurses' services.[RTF] [PDF]
G.S. 58-50-26 58-50-26. Physician services provided by physician assistants.[RTF] [PDF]
G.S. 58-50-30 58-50-30. Right to choose services of certain providers.[RTF] [PDF]
G.S. 58-50-35 58-50-35. Notice of nonpayment of premium required before forfeiture.[RTF] [PDF]
G.S. 58-50-40 58-50-40. Willful failure to pay group insurance premiums; willful termination of a group health plan; notice to persons insured; penalty; restitution; examination of insurance transactions.[RTF] [PDF]
G.S. 58-50-45 58-50-45. Group health or life insurers to notify insurance fiduciaries of obligations.[RTF] [PDF]
G.S. 58-50-46 58-50-46: Recodified as G.S. 108A-55.4 by Session Laws 2006-221, s. 9(a), effective January 1, 2007.[RTF] [PDF]
G.S. 58-50-50 58-50-50: Repealed by Session Laws, 1997-519, s. 3.17.[RTF] [PDF]
G.S. 58-50-55 58-50-55: Repealed by Session Laws 1997-519, s. 3.17.[RTF] [PDF]
G.S. 58-50-56 58-50-56. Insurers, preferred provider organizations, and preferred provider benefit plans.[RTF] [PDF]
G.S. 58-50-57 58-50-57. Offsets against provider reimbursement for workers' compensation payments forbidden.[RTF] [PDF]
G.S. 58-50-58 58-50-58. Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-50-59 58-50-59. Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-50-60 58-50-60: Repealed by Session Laws 1997-519, s. 4.4.[RTF] [PDF]
G.S. 58-50-61 58-50-61. Utilization review.[RTF] [PDF]
G.S. 58-50-62 58-50-62. Insurer grievance procedures.[RTF] [PDF]
G.S. 58-50-63 58-50-63: Expired pursuant to Session Laws 2005-453, s. 3, effective July 1, 2005.[RTF] [PDF]
G.S. 58-50-64 58-50-64. Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-50-65 58-50-65. Certain policies of insurance not affected.[RTF] [PDF]
G.S. 58-50-70 58-50-70. Punishment for violation.[RTF] [PDF]
G.S. 58-50-75 58-50-75. Purpose, scope, and definitions.[RTF] [PDF]
G.S. 58-50-76 58-50-76: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-50-77 58-50-77. Notice of right to external review.[RTF] [PDF]
G.S. 58-50-78 58-50-78: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-50-79 58-50-79. Exhaustion of internal grievance process.[RTF] [PDF]
G.S. 58-50-80 58-50-80. Standard external review.[RTF] [PDF]
G.S. 58-50-81 58-50-81: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-50-82 58-50-82. Expedited external review.[RTF] [PDF]
G.S. 58-50-83 58-50-83: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-50-84 58-50-84. Binding nature of external review decision.[RTF] [PDF]
G.S. 58-50-85 58-50-85. Approval of independent review organizations.[RTF] [PDF]
G.S. 58-50-86 58-50-86: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-50-87 58-50-87. Minimum qualifications for independent review organizations.[RTF] [PDF]
G.S. 58-50-88 58-50-88: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-50-89 58-50-89. Hold harmless for Commissioner, medical professionals, and independent review organizations.[RTF] [PDF]
G.S. 58-50-90 58-50-90. External review reporting requirements.[RTF] [PDF]
G.S. 58-50-91 58-50-91: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-50-92 58-50-92. Funding of external review.[RTF] [PDF]
G.S. 58-50-93 58-50-93. Disclosure requirements.[RTF] [PDF]
G.S. 58-50-94 58-50-94. Selection of independent review organizations.[RTF] [PDF]
G.S. 58-50-95 58-50-95. Report by Commissioner.[RTF] [PDF]
G.S. 58-50-100 58-50-100. Title and reference.[RTF] [PDF]
G.S. 58-50-105 58-50-105. Purpose and intent.[RTF] [PDF]
G.S. 58-50-110 58-50-110. Definitions.[RTF] [PDF]
G.S. 58-50-112 58-50-112. Affiliated companies; HMOs.[RTF] [PDF]
G.S. 58-50-113 58-50-113: Repealed by Session Laws 1993, c. 529, s. 3.4.[RTF] [PDF]
G.S. 58-50-115 58-50-115. Health benefit plans subject to Act.[RTF] [PDF]
G.S. 58-50-120 58-50-120: Repealed by Session Laws 2006-154, s. 9, effective July 23, 2006.[RTF] [PDF]
G.S. 58-50-125 58-50-125. Health care plans; formation; approval; offerings.[RTF] [PDF]
G.S. 58-50-126 58-50-126, 58-50-127: Repealed by Session Laws 2013-357, s. 2(a), effective January 1, 2014.[RTF] [PDF]
G.S. 58-50-127 58-50-126, 58-50-127: Repealed by Session Laws 2013-357, s. 2(a), effective January 1, 2014.[RTF] [PDF]
G.S. 58-50-130 58-50-130. Required health care plan provisions.[RTF] [PDF]
G.S. 58-50-131 58-50-131. Premium rates for health benefit plans; approval authority; hearing.[RTF] [PDF]
G.S. 58-50-135 58-50-135: Repealed by Session Laws 2013-357, s. 2(a), effective January 1, 2014.[RTF] [PDF]
G.S. 58-50-140 58-50-140: Repealed by Session Laws 2006-154, s. 9, effective July 23, 2006.[RTF] [PDF]
G.S. 58-50-145 58-50-145: Repealed by Session Laws 2006-154, s. 9, effective July 23, 2006.[RTF] [PDF]
G.S. 58-50-149 58-50-149. Limit on cessions to the Reinsurance Pool.[RTF] [PDF]
G.S. 58-50-150 58-50-150. North Carolina Small Employer Health Reinsurance Pool.[RTF] [PDF]
G.S. 58-50-151 58-50-151. (Recodified as 58-51-116 effective July 1, 2002) ERISA plans may not require Medicaid to pay first.[RTF] [PDF]
G.S. 58-50-155 58-50-155, 58-50-156: Repealed by Session Laws 2013-357, s. 2(a), effective January 1, 2014.[RTF] [PDF]
G.S. 58-50-156 58-50-155, 58-50-156: Repealed by Session Laws 2013-357, s. 2(a), effective January 1, 2014.[RTF] [PDF]
G.S. 58-50-175 58-50-175. (Repealed effective January 1, 2017 - see note) Definitions.[RTF] [PDF]
G.S. 58-50-180 58-50-180. (Repealed effective January 1, 2017 - see note) Risk Pool established; board of directors; plan of operation.[RTF] [PDF]
G.S. 58-50-185 58-50-185. (Repealed effective January 1, 2017 - see note) Administrator.[RTF] [PDF]
G.S. 58-50-190 58-50-190. (Repealed effective January 1, 2017 - see note) Risk Pool rates and policy forms.[RTF] [PDF]
G.S. 58-50-195 58-50-195. (Repealed effective January 1, 2017 - see note) Eligibility for Pool coverage.[RTF] [PDF]
G.S. 58-50-200 58-50-200. (Repealed effective January 1, 2017 - see note) Unfair referral to Pool.[RTF] [PDF]
G.S. 58-50-205 58-50-205. (Repealed effective January 1, 2017 - note) Minimum Pool benefits.[RTF] [PDF]
G.S. 58-50-210 58-50-210. (Repealed effective January 1, 2017 - see note) Preexisting conditions.[RTF] [PDF]
G.S. 58-50-215 58-50-215. (Repealed effective January 1, 2017 - see note) Nonduplication of benefits.[RTF] [PDF]
G.S. 58-50-220 58-50-220: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-50-225 58-50-225. (Repealed effective January 1, 2017 - see note) North Carolina Health Insurance Risk Pool Fund.[RTF] [PDF]
G.S. 58-50-230 58-50-230. (Repealed effective January 1, 2017 - see note) Complaint procedures.[RTF] [PDF]
G.S. 58-50-235 58-50-235. (Repealed effective January 1, 2017 - see note) Audit.[RTF] [PDF]
G.S. 58-50-240 58-50-240. (Repealed effective January 1, 2017 - see note) Taxation.[RTF] [PDF]
G.S. 58-50-245 58-50-245. (Repealed effective January 1, 2017 - see note) Rules.[RTF] [PDF]
G.S. 58-50-250 58-50-250. (Repealed effective January 1, 2017 - see note) Collective action.[RTF] [PDF]
G.S. 58-50-255 58-50-255. (Repealed effective January 1, 2017 - see note) Pool financing; Board reporting.[RTF] [PDF]
G.S. 58-50-260 58-50-260. (Repealed effective January 1, 2017 - see note) Dissolution of Pool.[RTF] [PDF]
G.S. 58-50-261 58-50-261: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-50-262 58-50-262: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-50-263 58-50-263: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-50-264 58-50-264: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-50-265 58-50-265: Reserved for future codification purposes.[RTF] [PDF]
G.S. 58-50-270 58-50-270. Definitions.[RTF] [PDF]
G.S. 58-50-275 58-50-275. Notice contact provisions.[RTF] [PDF]
G.S. 58-50-280 58-50-280. Contract amendments.[RTF] [PDF]
G.S. 58-50-285 58-50-285. Policies and procedures.[RTF] [PDF]
G.S. 58-50-290 58-50-290. Health benefit plans or insurers contracting for provision of dental services; no limitation on fees for noncovered services.[RTF] [PDF]
G.S. 58-50-295 58-50-295. Prohibited contract provisions related to reimbursement rates.[RTF] [PDF]
Article 51 - Nature of Policies. [RTF] [PDF]
G.S. 58-51-1 58-51-1. Form, classification and rates to be approved by Commissioner.[RTF] [PDF]
G.S. 58-51-5 58-51-5. Form of policy.[RTF] [PDF]
G.S. 58-51-10 58-51-10. Right to return policy and have premium refunded.[RTF] [PDF]
G.S. 58-51-15 58-51-15. Accident and health policy provisions.[RTF] [PDF]
G.S. 58-51-16 58-51-16. Intoxicants and narcotics.[RTF] [PDF]
G.S. 58-51-17 58-51-17. Portability for accident and health insurance.[RTF] [PDF]
G.S. 58-51-20 58-51-20. Renewability of individual and blanket hospitalization and accident and health insurance policies.[RTF] [PDF]
G.S. 58-51-25 58-51-25. Policy coverage to continue as to mentally retarded or physically handicapped children; coverage of dependent students on medically necessary leave of absence.[RTF] [PDF]
G.S. 58-51-30 58-51-30. Policies to cover newborn infants, foster children, and adopted children.[RTF] [PDF]
G.S. 58-51-35 58-51-35. Insurers and others to afford coverage to mentally retarded and physically handicapped children.[RTF] [PDF]
G.S. 58-51-37 58-51-37. Pharmacy of choice.[RTF] [PDF]
G.S. 58-51-38 58-51-38. Direct access to obstetrician-gynecologists.[RTF] [PDF]
G.S. 58-51-40 58-51-40. Insurers and others to afford coverage for active medical treatment in tax-supported institutions.[RTF] [PDF]
G.S. 58-51-45 58-51-45. Policies to be issued to any person possessing the sickle cell trait or hemoglobin C trait.[RTF] [PDF]
G.S. 58-51-50 58-51-50. Coverage for chemical dependency treatment.[RTF] [PDF]
G.S. 58-51-55 58-51-55. No discrimination against mentally ill or chemically dependent individuals.[RTF] [PDF]
G.S. 58-51-57 58-51-57. Coverage for mammograms and cervical cancer screening.[RTF] [PDF]
G.S. 58-51-58 58-51-58. Coverage for prostate-specific antigen (PSA) tests.[RTF] [PDF]
G.S. 58-51-59 58-51-59. Coverage of certain prescribed drugs for cancer treatment.[RTF] [PDF]
G.S. 58-51-60 58-51-60. Meaning of term "preexisting conditions" in certain policies.[RTF] [PDF]
G.S. 58-51-61 58-51-61. Coverage for certain treatment for diabetes.[RTF] [PDF]
G.S. 58-51-62 58-51-62. Coverage for reconstructive breast surgery following mastectomy.[RTF] [PDF]
G.S. 58-51-63 58-51-63. Coverage for abortions not allowed in plans offered through Exchange.[RTF] [PDF]
G.S. 58-51-65 58-51-65. Industrial sick benefit insurance defined.[RTF] [PDF]
G.S. 58-51-70 58-51-70. Industrial sick benefit insurance; provisions.[RTF] [PDF]
G.S. 58-51-75 58-51-75. Blanket accident and health insurance defined.[RTF] [PDF]
G.S. 58-51-80 58-51-80. Group accident and health insurance defined.[RTF] [PDF]
G.S. 58-51-81 58-51-81. Group accident and health insurance for public school students.[RTF] [PDF]
G.S. 58-51-85 58-51-85. Group or blanket accident and health insurance; approval of forms and filing of rates.[RTF] [PDF]
G.S. 58-51-90 58-51-90. Definition of franchise accident and health insurance.[RTF] [PDF]
G.S. 58-51-95 58-51-95. Approval by Commissioner of forms, classification and rates; hearing; exceptions.[RTF] [PDF]
G.S. 58-51-100 58-51-100. Credit accident and health insurance.[RTF] [PDF]
G.S. 58-51-105 58-51-105. Hospitalization insurance defined.[RTF] [PDF]
G.S. 58-51-110 58-51-110. Renewal, discontinuance, or replacement of group health insurance.[RTF] [PDF]
G.S. 58-51-115 58-51-115. Coordination of benefits with Medicaid.[RTF] [PDF]
G.S. 58-51-116 58-51-116. ERISA plans may not require Medicaid to pay first.[RTF] [PDF]
G.S. 58-51-120 58-51-120. Coverage of children.[RTF] [PDF]
G.S. 58-51-125 58-51-125. Adopted child coverage.[RTF] [PDF]
G.S. 58-51-130 58-51-130. Standards for disability income insurance policies.[RTF] [PDF]
Article 52 - Joint Action to Insure Elderly. [RTF] [PDF]
G.S. 58-52-1 58-52-1. Definitions.[RTF] [PDF]
G.S. 58-52-5 58-52-5. Joint action to insure persons 65 years of age or over and their spouses permitted; associations of insurers; individual and group policies.[RTF] [PDF]
G.S. 58-52-10 58-52-10. Regional plans authorized.[RTF] [PDF]
G.S. 58-52-15 58-52-15. Forms and rate manuals subject to 58-51-1; disapproval of rates.[RTF] [PDF]
G.S. 58-52-20 58-52-20. Organization of associations of insurers; powers; annual statements; mutual insurers may participate.[RTF] [PDF]
G.S. 58-52-25 58-52-25. No additional licensing required.[RTF] [PDF]
Article 53 - Group Health Insurance Continuation and Conversion Privileges. [RTF] [PDF]
G.S. 58-53-1 58-53-1. Definitions.[RTF] [PDF]
G.S. 58-53-5 58-53-5. Continuation of group hospital, surgical, and major medical coverage after termination of employment or membership.[RTF] [PDF]
G.S. 58-53-10 58-53-10. Eligibility.[RTF] [PDF]
G.S. 58-53-15 58-53-15. Exception.[RTF] [PDF]
G.S. 58-53-20 58-53-20. Benefits not included.[RTF] [PDF]
G.S. 58-53-25 58-53-25. Notification to employee.[RTF] [PDF]
G.S. 58-53-30 58-53-30. Payment of premiums.[RTF] [PDF]
G.S. 58-53-35 58-53-35. Termination of continuation.[RTF] [PDF]
G.S. 58-53-40 58-53-40. Notification.[RTF] [PDF]
G.S. 58-53-41 58-53-41. Extension of election period and effect on coverage.[RTF] [PDF]
G.S. 58-53-45 58-53-45. Right to obtain individual policy upon termination of group hospital, surgical or major medical coverage.[RTF] [PDF]
G.S. 58-53-50 58-53-50. Restrictions.[RTF] [PDF]
G.S. 58-53-55 58-53-55. Time limit.[RTF] [PDF]
G.S. 58-53-60 58-53-60. Premium.[RTF] [PDF]
G.S. 58-53-65 58-53-65. Coverage.[RTF] [PDF]
G.S. 58-53-70 58-53-70. Exclusions.[RTF] [PDF]
G.S. 58-53-75 58-53-75. Information.[RTF] [PDF]
G.S. 58-53-80 58-53-80. Excess benefits.[RTF] [PDF]
G.S. 58-53-85 58-53-85. Preexisting conditions.[RTF] [PDF]
G.S. 58-53-90 58-53-90. Basic coverage plans.[RTF] [PDF]
G.S. 58-53-95 58-53-95. Major medical plans.[RTF] [PDF]
G.S. 58-53-100 58-53-100. Alternative plans.[RTF] [PDF]
G.S. 58-53-105 58-53-105. Insurer option.[RTF] [