printable versionNorth Carolina General Statutes
Chapter 25A: Retail Installment Sales Act.
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View Consolidated Chapter [RTF] [PDF]
- § 25A-1. Scope of act. [RTF] [PDF]
- § 25A-2. "Consumer credit sale" defined. [RTF] [PDF]
- § 25A-3. "Payable in installments" defined. [RTF] [PDF]
- § 25A-4. "Goods" defined. [RTF] [PDF]
- § 25A-5. "Services" defined. [RTF] [PDF]
- § 25A-6. "Seller" defined. [RTF] [PDF]
- § 25A-7. "Cash price" defined. [RTF] [PDF]
- § 25A-8. "Finance charge" defined. [RTF] [PDF]
- § 25A-9. "Amount financed" defined. [RTF] [PDF]
- § 25A-10. "Official fees" defined. [RTF] [PDF]
- § 25A-11. "Revolving charge account contract" defined. [RTF] [PDF]
- § 25A-12. "Consumer credit installment sale contract" defined. [RTF] [PDF]
- § 25A-13. "Consumer Credit Protection Act" defined. [RTF] [PDF]
- § 25A-14. Finance charge rates and service charge for revolving charge account contracts. [RTF] [PDF]
- § 25A-15. Finance charge rates for consumer credit installment sale contracts. [RTF] [PDF]
- § 25A-16. Transfer of equity. [RTF] [PDF]
- § 25A-17. Additional charges for insurance. [RTF] [PDF]
- § 25A-18. Confession of judgment. [RTF] [PDF]
- § 25A-19. Acceleration. [RTF] [PDF]
- § 25A-20. Disclaimer of warranty. [RTF] [PDF]
- § 25A-21. Attorneys' fees. [RTF] [PDF]
- § 25A-22. Receipts for payments; return of title documents upon full payment. [RTF] [PDF]
- § 25A-23. Collateral taken by the seller. [RTF] [PDF]
- § 25A-24. Identification of instruments of indebtedness. [RTF] [PDF]
- § 25A-25. Preservation of consumers' claims and defenses. [RTF] [PDF]
- § 25A-26. Substitution of collateral. [RTF] [PDF]
- § 25A-27. Application of payments. [RTF] [PDF]
- § 25A-28. Form of consumer credit installment sale contract. [RTF] [PDF]
- § 25A-29. Default charges. [RTF] [PDF]
- § 25A-30. Deferral charges. [RTF] [PDF]
- § 25A-31. Consolidation and refinancing. [RTF] [PDF]
- § 25A-32. Rebates on prepayment. [RTF] [PDF]
- § 25A-32.1. Unearned finance charge credits on prepayment of loans secured by real property and mobile home loans. [RTF] [PDF]
- § 25A-33. Terms of payments. [RTF] [PDF]
- § 25A-34. Balloon payments. [RTF] [PDF]
- § 25A-35. Statement of account. [RTF] [PDF]
- § 25A-36. Certificates of insurance and rebates. [RTF] [PDF]
- § 25A-37. Referral sales. [RTF] [PDF]
- § 25A-38. "Home-solicitation sale" defined. [RTF] [PDF]
- § 25A-39. Buyer's right to cancel. [RTF] [PDF]
- § 25A-40. Form of agreement or offer; statement of buyer's rights. [RTF] [PDF]
- § 25A-41. Restoration of down payment; retention of goods. [RTF] [PDF]
- § 25A-42. Duties as to care and return of goods; no compensation for services prior to cancellation. [RTF] [PDF]
- § 25A-43. Unconscionability. [RTF] [PDF]
- § 25A-44. Remedies and penalties. [RTF] [PDF]
- § 25A-45. Conflict with Consumer Credit Protection Act. [RTF] [PDF]
