printable versionNorth Carolina General Statutes
Chapter 24: Interest.
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View Consolidated Chapter [RTF] [PDF]
- § 24-1. Legal rate is eight percent. [RTF] [PDF]
- § 24-1.1. Contract rates and fees. [RTF] [PDF]
- § 24-1.1A. Contract rates on home loans secured by first mortgages or first deeds of trust. [RTF] [PDF]
- § 24-1.1B. Repealed by Session Laws 1979, c. 335. [RTF] [PDF]
- § 24-1.1C: Repealed by Session Laws 1998-119, s. 2. [RTF] [PDF]
- § 24-1.1D. Expired. [RTF] [PDF]
- § 24-1.1E. Restrictions and limitations on high-cost home loans. [RTF] [PDF]
- § 24-1.1F. Rate spread home loans. [RTF] [PDF]
- § 24-1.2: Repealed by Session Laws 1998-119, s. 2. [RTF] [PDF]
- § 24-1.2A. Equity lines of credit. [RTF] [PDF]
- § 24-1.3: Repealed by Session Laws 1979, 2nd Session, c. 1302, s. 3. [RTF] [PDF]
- § 24-1.4. Interest rates for savings and loan associations. [RTF] [PDF]
- § 24-2. Penalty for usury; corporate bonds may be sold below par. [RTF] [PDF]
- § 24-2.1. Transactions governed by Chapter. [RTF] [PDF]
- § 24-2.2. Interest on extensions of credit by banks and savings and loan associations; exceptions. [RTF] [PDF]
- § 24-2.3. State opt-out from federal preemption. [RTF] [PDF]
- § 24-2.4. Prepayment of a loan if there are no prepayment terms or if the prepayment terms are not in accordance with law. [RTF] [PDF]
- § 24-2.5. Mortgage bankers and mortgage brokers. [RTF] [PDF]
- § 24-3. Time from which interest runs. [RTF] [PDF]
- § 24-4. Obligations due guardians to bear compound interest; rate of interest. [RTF] [PDF]
- § 24-5. Interest on judgments. [RTF] [PDF]
- § 24-6. Clerk to ascertain interest upon default judgment on bond, covenant, bill, note or signed account. [RTF] [PDF]
- § 24-7. Interest from verdict to judgment added as costs. [RTF] [PDF]
- § 24-8. Loans not in excess of $300,000; what interest, fees and charges permitted. [RTF] [PDF]
- § 24-9. Loans exempt from rate and fee limitations. [RTF] [PDF]
- § 24-9.1. Certain repayments to consumers by public utilities not subject to claim or defense of usury. [RTF] [PDF]
- § 24-9.2: Repealed by Session Laws 1995, c. 351, s. 14. [RTF] [PDF]
- § 24-9.3. Economic development loans. [RTF] [PDF]
- § 24-10. Maximum fees on loans secured by real property. [RTF] [PDF]
- § 24-10.1. Late fees. [RTF] [PDF]
- § 24-10.2. Consumer protections in certain home loans. [RTF] [PDF]
- § 24-11. Certain revolving credit charges. [RTF] [PDF]
- § 24-11.1. Disclosure requirements for credit cards. [RTF] [PDF]
- § 24-11.2. Disclosure requirements for charge cards. [RTF] [PDF]
- § 24-12. Applicability of Article. [RTF] [PDF]
- § 24-13. Principal amount defined. [RTF] [PDF]
- § 24-14. Limitations on charges and interest. [RTF] [PDF]
- § 24-15: Repealed by Session Laws 1979, 2nd Session, c. 1157, s. 7. [RTF] [PDF]
- § 24-16. Itemized closing statements. [RTF] [PDF]
- § 24-16.1. Loans exempt from §§ 24-12 to 24-17. [RTF] [PDF]
- § 24-17. Misdemeanors. [RTF] [PDF]
