GENERAL ASSEMBLY OF NORTH CAROLINA

SESSION 2013

H                                                                                                                                                   2

HOUSE BILL 609

Committee Substitute Favorable 4/24/13

 

Short Title:        NC Cancer Treatment Fairness Act.

(Public)

Sponsors:

 

Referred to:

 

April 9, 2013

A BILL TO BE ENTITLED

AN ACT relating to health benefit plan coverage for orally administered anticancer drugs.

Whereas, advances in medical research have led to significant new developments of various medical treatments; and

Whereas, these treatments offer patients a wide range of new choices to combat very serious diseases; and

Whereas, the area of cancer treatment has been one of the fields that has seen these significant new medical advancements; and

Whereas, in recent years, oral chemotherapy treatments have been developed that provide viable alternatives to traditional intravenous cancer treatments for patients; and

Whereas, this oral chemotherapy treatment offers the treating physician and the patient a choice in relation to treatment options; and

Whereas, this choice is sometimes limited as the oral chemotherapy treatments are, in most cases, covered under the prescription drug benefit of an insurance plan rather than under the major medical insurance benefit of an insurance plan; and

Whereas, this discrepancy in coverage can limit a patient's ability to choose the oral chemotherapy treatment because of the cost associated with the disparate treatment; Now, therefore,

The General Assembly of North Carolina enacts:

SECTION 1.  Article 51 of Chapter 58 of the General Statutes is amended by adding a new section to read as follows:

"§ 58-51-59.1.  Coverage for orally administered anticancer drugs.

(a)        Every policy or contract of accident or health insurance, and every preferred provider benefit plan under G.S. 58-50-56, that provides coverage for prescribed, orally administered anticancer drugs that are used to kill or slow the growth of cancerous cells and that provides coverage for intravenously administered or injected anticancer drugs shall provide coverage for prescribed, orally administered anticancer drugs on a basis no less favorable than the coverage the policy, contract, or plan provides for the intravenously administered or injected anticancer drugs.

(b)        Coverage for orally administered anticancer drugs shall not be subject to any prior authorization, dollar limit, co-payment, coinsurance, or deductible provision or to any other out-of-pocket expense that does not apply to intravenously administered or injected anticancer drugs.

(c)        A policy, contract, or plan provider shall not achieve compliance with this section by reclassifying anticancer drugs or by increasing patient cost-sharing, including any coinsurance, co-payment, deductible, or other out-of-pocket expenses imposed on anticancer drugs. Any policy, contract, or plan change that otherwise increases an out-of-pocket expense applied to anticancer drugs must also be applied to the majority of comparable medical or pharmaceutical benefits covered by the policy, contract, or plan.

(d)        Nothing in this section shall apply to accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, disability income, or other limited benefit health insurance policies."

SECTION 2.  This act becomes effective January 1, 2014, and applies to insurance contracts issued, renewed, or amended on or after that date.